Calvyn Ng Properties

Calvyn Ng Properties Buying and selling properties are life changing decisions for most people, and that is why we must minimize risks and avoid mistakes.

Calvyn Ng humbly shares his lessons learnt from his own experiences as a realtor. Of course, no other names mentioned. :)

At first look, the answer may seem obvious to many buyers. However, there are still many buyers for 99 Year, and at time...
08/06/2022

At first look, the answer may seem obvious to many buyers. However, there are still many buyers for 99 Year, and at times, 99 Year may sell even better than the Freehold launch. Why is this so?

Contact me @ 8242 5588 or DM me to know more

HDB vs Private. Buyer vs Seller. Both markets are rising and will most probably continue for awhile. The reasons causing...
04/05/2022

HDB vs Private. Buyer vs Seller.

Both markets are rising and will most probably continue for awhile.

The reasons causing the prices to increase are important but the more important question is what are the plans next and why.

Contact me @ 8242 5588 or DM me to know more



Biggest financial mistake in my life so far?It was to get a HDB flat in 2010 instead of a private condo in 2008. The eff...
30/09/2020

Biggest financial mistake in my life so far?

It was to get a HDB flat in 2010 instead of a private condo in 2008. The effects of it is still haunting me to this date.

I bought a 5-room flat at $260k and sold at $380k in 2016. $130k gross profit seems very good, until I realise the private condo which was shortlisted at $800k in 2008 was transacted at $1.4m in 2016! My heart sank. It was a $600k gross profit which I could have made but the worst was the 8 years of time lost.

There are many factors influencing the decision made which I will share in time to come.

But the biggest lesson learnt for me:

The lack of real understanding of the Singapore property market.

Below is simple statistics for a 5RM hdb flat in Woodlands vs private condo in Sembawang. Why the movements between these two are so drastically different?

It was basically a combination of government policies and differences in supply and demand curves. If interested to find out more, feel free to drop me a message.

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