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CPF Accrued Interest Part 2:How do we minimize the impact of CPF Accrued Interest? 😮Swipe right to find out!Article is i...
14/01/2022

CPF Accrued Interest Part 2:
How do we minimize the impact of CPF Accrued Interest? 😮

Swipe right to find out!

Article is in Link in Bio!

If you have any questions or would like to review your portfolio, feel free to drop me a DM or text me at 91188201!
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What is CPF Accrued Interest and why is it so important we know how it works? 🧐Swipe right to find out! & Stay tuned for...
13/01/2022

What is CPF Accrued Interest and why is it so important we know how it works? 🧐

Swipe right to find out! & Stay tuned for Part 2, to find out how you may circumvene it! 😊

If you have any questions, feel free to drop me a DM or text me at 91188201!
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Better late than never!...So as we've all been well aware since last Wednesday night, the government decided to drop us ...
21/12/2021

Better late than never!
...So as we've all been well aware since last Wednesday night, the government decided to drop us a Christmas present in the form of ~Cooling Measures~ 🤪

Here, we cover why the government has added these new cooling measures, and what to expect!

If you have any questions, feel free to drop me a DM or text me at 91188201!
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Headlines like this can be quite alarming - Is the property bubble close to popping? Are cooling measures coming in? Suc...
09/12/2021

Headlines like this can be quite alarming - Is the property bubble close to popping? Are cooling measures coming in?

Such articles are a good example at showcasing the consideration between the intention of the article VS what the article actually tells us.

When we read the headline, the first instinct is to think that the property market is over-leveraged due to the rising property prices against the slower GDP growth, and hence, we should expect measures from the government to cool the market.

However, if you read on, you'll realise that households are in fact not over leveraged, as TDSR still remains well below 60% even under stress test performed by MAS.

The intention of the article is essentially to advise households to exercise caution in taking on large new debt commitments, and to be mindful of their ability to service long-term mortgage obligations, and hopefully slow down the property market without requiring to step in with cooling measures.

Have more questions about property? Feel free to contact me at 91188201 😀
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It has been a pretty good year for Singapore's property market this 2021. With the year coming to an end, let's take a l...
06/12/2021

It has been a pretty good year for Singapore's property market this 2021. With the year coming to an end, let's take a look at this article to get some insight as to what to expect in the coming 2022 😉 Drop me a message at 91188201 to find out more!
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With prices on the rise, making a property investment earlier is always a good idea. However, actively find the right pr...
23/11/2021

With prices on the rise, making a property investment earlier is always a good idea.
However, actively find the right property is just as important!

So, always make sure you do ample research or speak to agents to locate deals that fit your conditions. 😉

Drop me a text at 91188201 today if you would like to find out more!
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Are higher floors always more profitable? 🤔Today, we find out that isn't always the case and a crucial element that dete...
22/11/2021

Are higher floors always more profitable? 🤔

Today, we find out that isn't always the case and a crucial element that determines this - Entry Price! 💲 Therefore, it is always important to do thorough research before you make your purchase! 😊

Feel free to drop me a message at 91188201 if you have any questions
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Some takeaways from these 2 articles "More HDB Upgraders buying condos as resale flat prices rise?" and "CPF rules, bein...
18/11/2021

Some takeaways from these 2 articles "More HDB Upgraders buying condos as resale flat prices rise?" and "CPF rules, being close to family among reasons for upgrading to condo" from The Straits Times, 15th November 2021.

Article links:
www.straitstimes.com/business/property/more-hdb-upgraders-buying-condos-as-resale-flat-prices-rise

www.straitstimes.com/business/property/cpf-rules-being-close-to-family-among-reasons-for-upgrading-to-condos

Feel free to drop me a message at 91188201 if you have any questions
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For Part 2 of FREEHOLD VS LEASEHOLD, we will be covering the myths about leasehold Property 💭1️⃣ The government can take...
15/11/2021

For Part 2 of FREEHOLD VS LEASEHOLD, we will be covering the myths about leasehold Property 💭

1️⃣ The government can take back a leasehold development at any time
- Yes this is true. However, this is also applicable to freehold projects as shared in part 1.

2️⃣ The value of your property will drop the lease shortens
- While this is true, by the time the lease is close to expiry, the project might be put up for collective sales and redevelopment.

3️⃣ Leasehold developments has a slower appreciation value
- Typically, leasehold properties appreciates faster than the freehold counterparts due to lower starting price compared to a freehold.

Drop me a message at 91188201 if you would like to find out more! 😄
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The age old question is (well ok not really, but it is a very common dilemma) - Should I get a FREEHOLD or a LEASEHOLD? ...
14/11/2021

The age old question is (well ok not really, but it is a very common dilemma) - Should I get a FREEHOLD or a LEASEHOLD? 🤔 Before you make your decision, you'll need to know some of the common misconceptions that these 2 types of properties face.

Today, we will be covering myths about Freehold Property

1️⃣ The government cannot take my property back
- The government can take back your property if it is sitting on a site embarked for future development. However, you will be compensated accordingly at the existing market price.

2️⃣ Freehold properties cannot be put up for en-bloc
- If a developer attempts to buy your condo via en-bloc, the sale will still go on if the majority of residents within your development agree to it, you will have no choice but to sell your home.

3️⃣ The market value of a freehold project is higher.
- Yes, you are not wrong! The market value is generally higher - but you are also paying a premium as compared to leasehold projects! However, do take note that while the value may be higher the growth of appreciation may be slower.

Drop me a message at 91188201 if you would like to find out more! 😄
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What you need to know about the new PLH model:✔️ Resale buyers of these prime HDB flats will need to be households who,1...
13/11/2021

What you need to know about the new PLH model:

✔️ Resale buyers of these prime HDB flats will need to be households who,
1. Form a family nucleus with at least one applicant who is a Singapore citizen.
2. Have a household that does not exceed $14,000 a month

✔️ The PLH model will affect future public housing in prime locations

✔️ MOP for prime location HDB flats will be extended to 10 years

✔️ Owners are not be allowed to rent out the whole unit at any point in time, even after the MOP is over.

How does it affect you as an investor/homebuyer? Drop me a message at 91188201 if you would like to find out more! 😄
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Oh hay there 👋 I'm Gracelynn, a newly minted property consultant with Propnex! All my life, I was always very daunted by...
11/11/2021

Oh hay there 👋 I'm Gracelynn, a newly minted property consultant with Propnex!

All my life, I was always very daunted by life planning, investments – anything related to deciding where to put significant sums of money. Upon entering the property industry out of plain curiosity, I was affirmed that it was, truly daunting 😅 With the ever-changing market, and influx of information out there, I'm only thankful to be with a team that is able to help me make sense of and expand my knowledge in this ever-evolving field so I, can do the same for you 😉

With that, I want to let you know that I'm here to help you make your journey onward to your new home seamless and simple as possible ✔️

P.S. Got any questions about property in Singapore? Feel free to slide into my DMs or holler at me at 📞 91188201!

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