30/07/2026
Are Executive Condos actually serving the “sandwich class” anymore? 🤔
With the latest policy shifts for EC GLS sites closing on or after 8 May 2026, the game has completely changed:
🛑 MOP doubled from 5 to 10 years
🛑 Privatisation extended to 15 years
🛑 Deferred Payment Scheme (DPS) removed
🎯 First-timer quota increased to 90% (with a 2-year priority period!)
Combine a $16k MSR income cap with modern EC prices hitting $1,800+ psf, and the math is getting tougher for HDB upgraders.
Without DPS, buying before selling now means juggling mortgages or paying for interim rental and moving twice.
In fact, the same $16k income profile can often stretch further in the private market due to TDSR vs MSR loan limits.
So the real question is: Are ECs still for everyday Singaporeans, or are they becoming a product for the cash-rich?
📺 Watch the reel for the breakdown, then head to my YouTube channel for the deep-dive analysis!
👇 What’s your take? Are these changes protecting real home buyers, or making upgrading too hard? Drop your thoughts below!
—
Corraine Choo Realty
Clarity. Strategy. Results.
📲 Drop me a DM for personalized property planning!