28/07/2026
🚨 Major HDB Policy Update
🏡 15-month wait-out period has been removed
* Private residential property owners no longer need to wait 15 months before purchasing a non-subsidised HDB resale flat.
📉 Why the Government removed the rule
* HDB resale prices have shown signs of stabilising.
* Resale prices have fallen for two consecutive quarters in 2026:
* Q1 2026: -0.1%
* Q2 2026: -0.3%
🏘️ More housing supply is entering the market
* More BTO flats have been completed.
* A larger number of HDB flats are reaching their Minimum Occupation Period (MOP), increasing resale supply.
* These factors have helped ease pressure on resale prices.
👨👩👧👦 Who benefits?
* Homeowners looking to downgrade from private property to HDB can now do so more quickly.
* Seniors and retirees who wish to right-size have greater flexibility.
* Families no longer need to factor in a 15-month housing gap before moving into a resale HDB flat.
💡 Potential market impact
* May lead to an increase in demand for larger and well-located HDB resale flats.
* Could result in more private homeowners entering the HDB resale market.
* Buyers and sellers should continue to monitor market conditions as supply continues to improve.
Bottom line:
The removal of the 15-month wait-out period marks a significant policy shift, reflecting the Government’s confidence that the HDB resale market has stabilised. It provides greater flexibility for private property owners planning to right-size while balancing housing affordability through increased supply.
HDB resale prices have fallen for two consecutive quarters since the start of the year.
