23/06/2026
ECs used to be the “cheaper” route into condo living… but 2026 changed the game 👀🏡
The new EC MOP is now 10 years, and full privatisation only kicks in at 15 years. Add ~3 years construction and you’re committing far longer than most buyers realise 📊
Income ceiling. MSR loan limits. Longer lock-in. These shape your flexibility and exit strategy from day one.
ECs are quietly shifting from an upgrade asset into a true long-term own-stay home.
DM me to break down your eligibility and whether an EC still fits your plan 📩