Clay Johnson - Georgia Real Estate Agent

Clay Johnson - Georgia Real Estate Agent Your Next Real Estate Agent!

Officially helping clients buy, sell, and invest across Metro Atlanta! 🔑🏡My goal is simple: provide honest guidance, str...
05/15/2026

Officially helping clients buy, sell, and invest across Metro Atlanta! 🔑🏡

My goal is simple: provide honest guidance, strong communication, and make every real estate experience smooth and stress-free.

Whether you’re looking for your first home or your next investment, I’m here to help.

📞 (770) 630-7319
📧 [email protected]

Looking forward to new beginnings! For all your real estate needs please give me a call at (770) 630-7319 or email me at...
04/15/2025

Looking forward to new beginnings! For all your real estate needs please give me a call at (770) 630-7319 or email me at [email protected]!

🔑🏠

Interest rates got you down? Let me share Sarah and Mike’s story, because I know it sounds tough out there. Just a few m...
08/28/2024

Interest rates got you down? Let me share Sarah and Mike’s story, because I know it sounds tough out there. Just a few months ago, they were in the same boat, feeling overwhelmed by high interest rates.

Here’s how they managed to turn things around:

✔️ First, they discovered Shared Equity Agreements. By partnering with an investor, they reduced their loan amount and monthly payments without adding to their debt. It was a game-changer.

✔️ Next, they considered co-buying. Sarah’s brother chipped in, and together they were able to split the costs, making the dream of homeownership a reality.

✔️ Sarah and Mike also took advantage of Government Programs, securing an FHA loan with lower interest rates and down payment requirements.

✔️ Down Payment Assistance programs were another lifesaver, providing grants to help with their down payment and closing costs.

✔️ They didn’t overlook First-Time Homebuyer Programs either, which provided financial assistance and educational resources to navigate the process.

✔️ To further ease the financial burden, they decided to try House Hacking. They bought a multi-unit property, lived in one unit, and rented out the others. The rental income helped cover their mortgage payments.

✔️ Lastly, they got creative with Crowdfunding for Homebuying. Platforms like GoFundMe helped them raise funds for their down payment, thanks to the generosity of friends and family.

With a bit of creativity and persistence, high interest rates don’t have to be a deal-breaker.

Happy National Dog Day to the goodest boy around… BANE!
08/26/2024

Happy National Dog Day to the goodest boy around… BANE!

First things first. Like this post and share it with anyone you know who might benefit from this info.As a real estate a...
08/25/2024

First things first. Like this post and share it with anyone you know who might benefit from this info.

As a real estate agent, I’ve witnessed first-time buyers make some critical mistakes when purchasing a home. These mistakes can have serious consequences, sometimes resulting in losing the deal.

Let me break this down:

1️⃣ Not getting pre-approved for a mortgage: Start with pre-approval to know your budget and strengthen your offer.

2️⃣ Overlooking additional costs like closing fees, property taxes, and insurance: Budget for these extra costs to avoid surprises.

3️⃣ Making large purchases before closing: Hold off on big buys until after your loan is finalized.

4️⃣ Not comparing loan options from multiple lenders: Shop around to find the best mortgage deal.

5️⃣ Choosing a mortgage with an unsuitable term or interest rate: Pick a mortgage that fits your long-term financial plans.

6️⃣ Ignoring first-time homebuyer assistance programs: Research programs that can provide financial help.

7️⃣ Underestimating the importance of a good real estate agent: Work with a knowledgeable agent to guide you through the process.

8️⃣ Skipping the home inspection to save money: Always get a home inspection to avoid costly repairs later.


Struggling with high home prices? You’re not alone, but there’s hope! Here are some solutions to help you get into your ...
08/23/2024

Struggling with high home prices? You’re not alone, but there’s hope! Here are some solutions to help you get into your dream home without breaking the bank:

✅ Explore First-Time Homebuyer Programs: There are amazing programs out there designed to help you get a foot in the door.

✅ Consider a Co-Buyer: Teaming up with a friend or family member can make buying a home more affordable.

✅ Investigate Alternative Financing Options: There are more ways to finance a home than you might think. Look into them!

✅ Negotiate Seller Concessions: Sometimes, sellers are willing to cover some of your closing costs or make repairs.

✅ Look at Emerging Neighborhoods: New areas are often more affordable and have great potential.

✅ Utilize Mortgage Points: Paying for points upfront can lower your interest rate and save you money in the long run.

✅ House Hacking: Rent out part of your home to help cover the mortgage.

Thinking about buying soon? Close It With Clay!



What’s the most challenging part of buying a home for you? Let’s chat about it!(A) Saving for a down payment – It’s tou...
08/22/2024

What’s the most challenging part of buying a home for you? Let’s chat about it!

(A) Saving for a down payment – It’s tough to save up, especially with everything else life throws at us!

(B) Finding the right property – There are so many options out there, but which one feels like home?

(C) Affording the monthly payments – Budgeting can be a challenge, and those monthly payments add up!

(D) Competing with other buyers – The market is competitive, and it feels like a race sometimes!

Drop your answers below and let’s see how we can tackle these together!



This is how you save six figures on a home purchase 👇A lot of people don’t realize this but…one of the biggest expenses ...
08/21/2024

This is how you save six figures on a home purchase 👇

A lot of people don’t realize this but…
one of the biggest expenses of homeownership is mortgage interest.

Here’s how to save BIG:

✔️ Shop Around for Lenders: When getting pre-approved, you have a 14-45 day window where multiple lenders can pull your credit without affecting your score. Get quotes, ask for written closing cost estimates, and compare both rates and fees.

✔️ Switch to Bi-Weekly Payments: By making bi-weekly payments instead of monthly ones, you’ll make an extra payment each year, saving you a ton in interest over time.

✔️ Make an Early Payment: Your first mortgage payment skips a month. If you close in September, your first payment is due in November. But if you make a payment in October, you decrease your principal right away, saving you thousands in the long run.

✔️ Look into Grants & Programs: Many states and banks offer reduced mortgage rate programs for first-time buyers. Grants are also fantastic because you’re borrowing and paying interest on less money.

✔️ Negotiate Rate Buy Downs: There are permanent and non-permanent rate buy downs that sellers can help pay for, depending on your negotiating power.

✔️ Refinance When Rates Drop: Buying before rates drop means less competition and likely a lower sales price. If rates do drop, you can refinance and enjoy the best of both worlds.

Ready to take the leap into homeownership? Comment “READY” and let’s start this exciting journey together! Not quite ready yet, but thinking about buying soon? Smart planning starts now. Comment “GUIDE” and I’ll send you an invite to a FREE Zoom consultation where you’ll learn how to navigate the current market challenges and discover how to avoid costly mistakes!

Imagine this: if you and your partner each save just $200 a week for a year, you’ll end up with $20,800.That’s enough fo...
08/20/2024

Imagine this: if you and your partner each save just $200 a week for a year, you’ll end up with $20,800.

That’s enough for a down payment on a $650,000 house!

Keep it up for another year, and you’re looking at a $1M real estate portfolio together.

Ready to start your journey to wealth?

Like this post and 💾 save for future reference. Share it with anyone you know who might benefit from this info.

Is limited inventory frustrating your home search? Don’t worry, I’ve got some good news to brighten your day!👉 Mortgage ...
08/19/2024

Is limited inventory frustrating your home search? Don’t worry, I’ve got some good news to brighten your day!

👉 Mortgage Rates on the Decline: Lower rates mean more affordable borrowing, making your dream home within reach!

👉 Increasing Inventory Levels: More homes are hitting the market, giving you more options to choose from.

👉 Rising Buyer Demand: With rates dropping, more buyers are jumping in, but don’t let that scare you. The market is balancing out, and your perfect home is out there waiting.

Thinking about buying soon? Smart planning starts now. Comment “GUIDE” and I’ll send you an invite to a FREE Zoom consultation where you’ll learn how to navigate the current market challenges and discover how to avoid costly mistakes!

Like this post and Share it with anyone you know who might benefit from this info.

Address

9755 Dogwood Road Suite #250
Roswell, GA
30075

Telephone

+17706307319

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