Karli Camp, Realtor

Karli Camp, Realtor Real Estate Agent for Realty ONE Group Choice in Minnesota.

What I'm embracing this month & leaving behind ๐Ÿ‘‹Anyone else feel me on spending too much time on your phone? ๐Ÿ˜ฌWhat are y...
02/27/2025

What I'm embracing this month & leaving behind ๐Ÿ‘‹

Anyone else feel me on spending too much time on your phone? ๐Ÿ˜ฌ

What are you keeping around in March? ๐Ÿ’›

Swipe to find out why Maple Grove is one of my favorite places to take buyer's looking for the โœจperfectโœจ Twin Cities Sub...
02/25/2025

Swipe to find out why Maple Grove is one of my favorite places to take buyer's looking for the โœจperfectโœจ Twin Cities Suburb!

Comment 'MG' below for a list of available homes in the area! ๐Ÿก ๐Ÿ‘Œ

THIS is what it looks like to relocate to the Twin Cities in 7 steps... โžก๏ธ
02/20/2025

THIS is what it looks like to relocate to the Twin Cities in 7 steps... โžก๏ธ

I needed to hear  #3 and  #5 ๐Ÿ‘‡1๏ธโƒฃ Choose the house you can afford, not the maximum amount the lender thinks you can affo...
02/18/2025

I needed to hear #3 and #5 ๐Ÿ‘‡

1๏ธโƒฃ Choose the house you can afford, not the maximum amount the lender thinks you can afford. (Ask me for my home budget calculator to see what numbers make sense)

2๏ธโƒฃ Itโ€™s okay if you donโ€™t have a 20% down payment. Talk with a trustworthy lender to see what your options are.

3๏ธโƒฃ Start small and use your starter home as leverage to move up to your next home.

4๏ธโƒฃ Donโ€™t be afraid to walk away. Title issues, an inspection full of red flags, or an inflexible seller? It's okay to walk, something better will come along.

5๏ธโƒฃ You don't have to furnish every inch of your house the day you move in. Furniture prices are STEEP! Your new place doesn't have to be a Pinterest board on day 1 (or ever).

1 in 4 home sales happened off-market in 2024... Thatโ€™s why it's so important to work with an agent with a great network...
02/13/2025

1 in 4 home sales happened off-market in 2024...

Thatโ€™s why it's so important to work with an agent with a great network of other agents, builders, friends and clients in the Twin Cities. ๐Ÿ ๐ŸŒ‡

When it comes to finding you the right fit in the Cities, I am team no-stone-unturned. ๐Ÿ™…

Reach out if there's something in particular you're looking for. ๐Ÿง

And comment HOME for a list of off-market opportunities in the Twin Cities.

Source: BatchService

If you're going for laid-back & kid-friendly...keep reading ๐Ÿ‘‰I've rounded up a ton of my local favorites (places to grab...
02/11/2025

If you're going for laid-back & kid-friendly...keep reading ๐Ÿ‘‰

I've rounded up a ton of my local favorites (places to grab coffee, a bite to eat & neighborhoods I love) - send me a DM! ๐Ÿคฉ

All you need to make your Valentine's Day special โค๏ธ(And nothing wrong with sending this to your partner for some inspo!...
02/06/2025

All you need to make your Valentine's Day special โค๏ธ

(And nothing wrong with sending this to your partner for some inspo!)

Cheers to a lovely holiday! ๐Ÿฅฐ

โ€“ I'm , a Twin Cities local and real estate advisor

A little controversy ๐Ÿ‘€Buying in the winter is easier, IMO. โ˜ƒ๏ธ If you're like, be real....These are the perks of the "slo...
01/21/2025

A little controversy ๐Ÿ‘€

Buying in the winter is easier, IMO. โ˜ƒ๏ธ

If you're like, be real....

These are the perks of the "slow season" ๐Ÿ‘‡

- Inspectors are less busy
- Moving companies have more openings
- Storage units are less expensive
- Drafty windows can be sniffed out
- Sellers are more serious
- The market is less active

And this is the best part is...

๐Ÿ›‹๏ธ Furniture sales are everywhere!

While everyone else is taking it easy (hibernating), it could be a good opportunity to make moves on your next home.

Comment HOME for my buying guide- it's years worth of knowledge distilled into actionable steps to get you into a home in any season. ๐Ÿ 

Best ways to save โฌ‡๏ธThese are a few popular HYSAs and their rates\*:Ally Bank: 4.35%Capital One 360: 4%Marcus by Goldman...
01/17/2025

Best ways to save โฌ‡๏ธ

These are a few popular HYSAs and their rates\*:

Ally Bank: 4.35%
Capital One 360: 4%
Marcus by Goldman: 4.30%
Discover: 4%
SoFi: 4.20%

\*Rates fluctuate with market conditions so be sure to check current rates before choosing!

To get started:
1) Open an account
2) Set up an auto-transfer from your checking account
3) Watch compound interest make money for you ๐Ÿ‘

๐Ÿ‘‰ This is your sign to open a high-yield savings account ASAP.

I was fortunate to work with great clients in 2024. ๐Ÿคฉ We worked hard and experienced some amazing wins. ๐Ÿ† If I can be a ...
01/15/2025

I was fortunate to work with great clients in 2024. ๐Ÿคฉ

We worked hard and experienced some amazing wins. ๐Ÿ†

If I can be a resource to you in 2025, send me a DM or schedule a 1:1 chat at the link in my bio. ๐Ÿ™Œ

(P.S. you don't have to be ready to buy/sell right now to ask me questions - I won't make it weird, promise.) ๐Ÿคช

I wish more sellers knew this... ๐Ÿค The "perfect season" to sell doesn't exist. โŒ It's when ๐Ÿ‘‰you๐Ÿ‘ˆ are ready to make it wo...
01/09/2025

I wish more sellers knew this... ๐Ÿค

The "perfect season" to sell doesn't exist. โŒ

It's when ๐Ÿ‘‰you๐Ÿ‘ˆ are ready to make it work.

Job relocations and family changes don't wait for the perfect moment. ๐Ÿ 

HERE'S WHAT ACTUALLY MATTERS:

- Your personal motivations
- Your home's preparation
- Your pricing strategy
- The marketing ex*****on
- Getting moving plans in order

When you're ready to put together a next-steps plan, with an aligned team who will support you through the process: Reach out. ๐Ÿ’ช

Shouting from the mountain tops ๐Ÿ”๏ธ ๐Ÿ”๏ธ ๐Ÿ”๏ธAdd a little bit ๐Ÿค of $ towards your mortgage payment every month, or once a yea...
01/07/2025

Shouting from the mountain tops ๐Ÿ”๏ธ ๐Ÿ”๏ธ ๐Ÿ”๏ธ

Add a little bit ๐Ÿค of $ towards your mortgage payment every month, or once a year.

Why? It can save you \*hundreds of thousands\* in interest over the lifetime of your loan. ๐Ÿคฏ

Got a little work bonus? ๐Ÿ’ฐ

Put a portion of it towards your loan.

Got money back on your taxes? ๐Ÿ’ฐ

You already know what I'm going to say...

These are the numbers I used in the example:

- $550k 30-year loan
- 5% down payment
- 6.2% interest rate

Google: "Freddie Mac extra payment calculator" to play with the numbers for yourself - it's addicting! (or DM me for the link) ๐Ÿค—

P.S. Before you choose a loan, ask your lender if there are any pre-payment penalties.

Address

1893 Station Parkway
Andover, MN
55304

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