OPL Foreclosure

06/24/2024

Unfortunately, we’ve had clients who are in pre-foreclosure and wait too long to make any sort of decisions to save their home from foreclosure. Many of them even end up filing for BANKRUPTCY. They get their notice of trustee sale letter after not paying their mortgage for a few months. They don’t know what options they have and the week prior to the sale, they file for bankruptcy as a way to stay in their home. Thus damaging their credit record for the next 5 years and without guarantee that they’ll actually keep their home.

Want to know what other options you have to keep your home?

Give us a call/text at 817-646-1059.

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05/17/2024

We've have clients that for work reasons, need to move to another state. When they do so, some of them stop paying their mortgage on their previous property. This will eventually lead to foreclosure. In this situation, you could do a DEED IN LIEU OF FORECLOSURE. This deed is one where the borrower simply transfers the property back to the lender and the lender cancels the debt. The paperwork is complex and this will hurt your credit score.

However, what if we told you there are other options that would allow you to get rid of the house house without hurting your credit score?

Give us a call/text at 817-646-1059.

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OPL Foreclosure

05/14/2024

Let's assume you are in pre-foreclosure and don't want to (or can't) fight to keep your home, and so you let it get foreclosed. What happens next? You'll have to quickly find another place to live, pack and move. Not only does this create tension and stress on you and your family, but now you just lost 250-300 points on your CREDIT SCORE. This means you won't be able to buy another house soon and it could take approximately 5 years to fix your credit score.

Let us give you some other options so you don't get foreclosed, lose your home and credit score. Give us a call at 817-646-1059.

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OPL Foreclosure

05/10/2024

Are you having trouble making the mortgage payment due to a VARIABLE INTEREST rate? If so, you could ask for a loan modification and request a FIXED interest rate instead. Doesn't guarantee that your payment will be lower, but at least it will be consistent from now on.

For additional options on loan modifications, give us a call at 817-646-1059.

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OPL Foreclosure

05/03/2024

If you are falling behind on your mortgage payments and qualify for a LOAN MODIFICATION, what options do you have?
One of them is a re-payment plan of the months you are behind. Depending on your lender, you will probably have to commit to making additional payments on top of your regular mortgage payments in order not to go into foreclosure.

Can you afford this? If not, give us a call and we could help you with more options 817-646-1059.

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OPL Foreclosure

05/01/2024

Unfortunately in the United States, 40-50% of marriages end in DIVORCE. Out of those marriages, roughly 50-60% own a home. Typically, one of the spouses will keep the house after the divorce; however, some of them will end up in foreclosure because they cannot keep up with house payments all on their own.

If this is your situation, talk to your lender and ask for a loan modification BEFORE you to stop making the mortgage payments to avoid going into foreclosure.

Are you in pre-foreclosure already? Reach out to us and we could help you with more options 817-646-1059.

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OPL Foreclosure

04/29/2024

Another unfortunate situation that any family could go through at any time is having someone in the family go through a LONG-TERM ILLNESS. If you are the breadwinner of the family and (unfortunately) have to go through a severe illness or injury, you could qualify for a loan modification. Please reach out as soon as possible to your lender, explain your situation and apply for a loan modification. Hopefully your lender is willing to work with you instead of foreclosing your house in the near future.

Are you in pre-foreclosure already? Reach out to us and we could help you with more options 817-646-1059.

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OPL Foreclosure

04/22/2024

Any household could go through unfortunate circumstances that impact a family's ability to stay current on their mortgage payments. One of them is the PASSING OF A LOVED ONE. If you are going through this and are falling behind on the mortgage payments, you could quality for a loan modification. Please reach out as soon as possible to your lender, explain your situation and apply for a loan modification. Hopefully your lender is willing to work with you instead of foreclosing your house in the near future.

Are you in pre-foreclosure already? Reach out to us and we could help you with more options 817-646-1059.

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OPL Foreclosure

04/10/2024

Can't pay the mortgage? Are you in pre-foreclosure already? If you live in Tarrant County, reach out to Community Action Partners (CAP) and they can provide mortgage assistance on your primary residence.

If you need more options to stop foreclosure, reach out to us and we will walk you through them all 817-646-1059.

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The Program provides assistance to eligible homeowners in the form of Reinstatement of delinquent payments, inclusive of Property Charges such as Taxes and Homeowner’s Association

04/10/2024

Welcome to our Foreclosure page! This page is dedicated to helping homeowners who are in a tough financial situation and in pre-foreclosure. We help them by providing them all available options to avoid foreclosure.

We are not attorneys or lenders, and all of options and opinions provided in this page should be verified with your lender and/or attorney.

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