05/15/2026
You may have heard the joke that Realtors often double as therapists. For this recent Denver closing, that was 100% the truth! 😂 But it wasn’t life therapy...it was “get us to the finish line” therapy.
Let’s be real: not all real estate transactions are easy and some are just plain difficult. That is why hiring a the right agent matters! After 95 days, 12 amendments, endless lender hoops, and tough negotiations... we finally made it.
Why was this one such a marathon? Because my client was assuming a VA loan.
While VA and FHA loan assumptions have their nuances, the payoff was massive. My client successfully assumed a 2.25% interest rate. To put that in perspective: at an interest rate of 6%, their monthly payment would have been roughly $1,000 higher.
Sticking it out for three months was worth every second to secure that kind of financial freedom. Huge congratulations to my client for their patience and persistence! (Also, just so you know, not all Assumable Loans are tough transactions. This one had unique hurdles that were outside of my client’s control)
Interested in exploring assumable loans in the Denver Metro or Arvada area? Whether you’re looking for a creative way to beat high interest rates or need a strategic partner to navigate a complex deal, I’m here to help. Call or text me anytime, I’d love to walk you through the process.
