08/06/2026
A lot of people are waiting to buy because they're hoping mortgage rates will drop.
I get it... but here's the thing.
Most experts aren't predicting a huge drop anytime soon. Right now, the expectation is that rates will likely stay somewhere in the low to mid-6% range for a while.
So if you're putting your plans on hold waiting for 4% or 5% rates to come back, you could end up waiting a lot longer than you expected.
That doesn't mean you have to buy today. It just means it's worth looking at all of your options.
There are builder incentives, rate buydowns, adjustable-rate mortgages, assumable loans, and other strategies that could make buying more affordable right now.
Every situation is different, and what works for one person may not be the best fit for another.
If buying a home is something you've been thinking about, let's sit down and talk through your options. You may have more choices than you realize. 🏡