03/07/2025
Imagine you’re searching high and low for that perfect home 🏡 — every open house, every listing, until you finally find ‘the one.’ But here’s the kicker: there’s a lien on it. 😬
Liens can be attached to properties, meaning any debt or legal claim follows the property itself, not the owner.
Here’s what you need to know:
✅ Mortgage liens – These stay on the property until the mortgage is fully paid. Make sure all mortgage liens are resolved before you buy.
✅ Income and property tax liens – Unpaid taxes? These could mean the government has first rights on the property’s sale. Check for any tax liens early on.
✅ Judgment liens – If there was a court case against the previous owner, a judgment lien might be attached. This needs to be cleared before moving forward.
✅ How to check for liens – Start with public records searches or work with a title company to uncover any claims on the property.
✅ Removing a lien – Insist that the seller clears all liens before closing to avoid any lingering issues!
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