10/12/2026
You may have heard "It's always a good time to buy!" But that is a no for me.
As a realtor with years of experience, I know that strategy matters. And I want to see all my clients win. Purchasing real estate requires strategy. Because for many, the primary home purchase is one of your biggest investments; so buying smart matters.
Now is a good time to buy for certain categories of buyers:
Financially prepared: Those with stable income, manageable debt, money saved for the down payment and closing costs, and emergency savings left over. This buyer does not have to wait for rates to fall in order to qualify and be comfortable.
Reason to move: There are numerous reasons why this may be case but in any market, housing needs change for some.
Equity rich buyer: This homeowner is selling a property that has substantial equity and plans to use the proceeds toward a new home, reducing the amount they need to borrow.
Why some buyers should wait:
No additional funds: Buyers can sometimes scrape together the down payment but have no emergency fund for repairs, job loss, or unexpected expenses. These are very real possibilities in today's economy.
The short-term buyer: Closing costs, selling costs, and the possibility of limited appreciation can make a short ownership period very expensive with a lot of unnecessary costs that pile up.
Future refinance: Rates may not fall when expected, and refinancing isn't guaranteed. A buyer should be able to manage the original loan without depending on a future rate reduction.
This advise may vary from what you normally hear from others in the industry. want buyers to win in the market that is right for them.
If now if your time, give me a call or text and let's get the right deal done for your situation!
Faith Putman Realtor
New Home Specialist Certified ABR®
404-333-7393
[email protected]
