Diamond Select Home Source - Keller Williams

11/06/2021

09/16/2021

09/07/2021

THE DIFFERENCE BETWEEN HOME WARRANTY & HOME INSURANCE
The article below is for real estate professionals to use on their own blog or website copyright free.

Copy and paste this entire content into your own blog or website. To download the photo, right-click the image and click save as.

When purchasing a new home, it’s important to do in-depth research on all facets of the homebuying process. One thing you’ll need to understand is how to best protect yourself and your investment if anything were to go wrong. Check out the information on home insurance versus home warranty below to educate yourself on your options.

Home Insurance

Homeowners insurance pays for any accidental damages and loss that are caused by fire, lightning strikes, windstorms, and hail, however, damage from earthquakes and floods is typically not covered. It also covers the replacement of personal property in case of theft or damage and liability if a person were to get injured in your home or on your property. According to American Home Shield, the average annual cost of a homeowner's insurance policy ranges between $300 and $1,000, and the bank usually asks you to obtain a policy before the mortgage is issued. Make sure to keep in mind that each type of coverage in the policy is subject to a limit and, in most cases, you will have to pay a deductible.

Home Warranty

A home warranty is designed to cover the cost of repairs and replacements of larger appliances and crucial systems in your home that may fail or break due to age and wear and tear. This includes but isn’t limited to HVAC, electrical, or plumbing components, kitchen appliances, and your washer and dryer. With a home warranty, you are required to pay premiums year-round, even if you do not use it, and it won’t cover damages if appliances were not maintained properly or if the damage is from a fire or other disaster.

08/10/2021

See the full renovation here: http://rltor.cm/n9kt4c

08/09/2021

Our room-by-room guide takes the guesswork out of where to hang that towel rack or how long a curtain rod to buy

08/08/2021

If you’re in the market for a new home, you might think a pool sounds like a great idea. Pools are in high demand right now—so much so that pool contractors have waiting lists and there’s a shortage of maintenance items like chlorine. Is pool ownership all it’s cracked up to be? It can be, b...

08/06/2021

Staging is a critical step! Don't just do half measures or skip it all together!

Home staging continues to play a vital role in the home buying and selling process, according to a new survey published by the National Association of REALTORS® (NAR). What can you learn from the report if you’re interested in buying a home or preparing your current home for sale?

08/04/2021

These outdoor spaces minimize yard work and keep the focus on fun

08/03/2021

Inner Circle members: Share a personalized version of this article from the members area.It’s easy to get used to the space you live in; you sort of work with what you’ve got. But after a while, something’s gotta give! If you find yourself nodding at any of the signs below, it’s probably tim...