Shari Morris-Realtor

05/20/2026

05/06/2026

When the only thing standing between you and that house you've fallen in love with is a 'yes' or 'no' from a lender, it's devastating when your application for a loan is rejected. There are various reasons for loan rejections and some can be remedied quickly while others may take...

04/29/2026

The disadvantages of buying fixer-uppers are obvious: they take time and money to make them livable. The advantages, while not as obvious, may just outweigh the disadvantages for certain buyers or in certain types of markets. With a fixer you may just be able to create the home of your dreams instea...

04/22/2026

PMI is one of those things in life that is both a curse and a blessing. Without it, cash-poor homebuyers can't get a loan. With it, your payments are higher, it takes a long time to get rid of (with some loans it never goes away) and it only protects the lender. PMI is short for 'private mortgage in...

04/15/2026

Are you shut out of the housing market if you don't have a huge chunk of cash to give the lender for a down payment? Believe it or not, zero to low down payment mortgages are still available and there are ways you can get into that home with little cash out of your pocket. No down payment: U.S. Depa...

04/08/2026

If you're considering buying a home, do yourself a favor and stop looking at homes for sale online and take some steps to ensure you save money on the purchase. Sure, it takes a little time and effort but the payoff may just be a lower monthly house payment. So, what's the First Step? You won't...

03/25/2026

If your family seems to be sneezing and wheezing more than they should be, suspect a mold problem in the home. Physical symptoms of a mold infestation mimic those of allergies and the flu, with headaches and asthma as common complaints. What is Mold? Molds are micro-organisms that use enzymes to bre...