01/29/2015
Are YOU having problems paying your mortgage?
Is your mortgage in default?
You can start 2015 off right!
Let us help! Simply do the 3 steps identified below.
Step 1:
A hardship condition exists when there is a decrease in income and/or an increase in expenses. Simply identify the legitimate, special type of Hardship that caused you to fall behind on your house payments.
HUD Accepted Hardship(s)
Death of principal mortgagor
Death of mortgagor's family member
Illness of principal mortgagor
Illness of mortgagors family member
Martial difficulties
Curtailment of income
Unemployment
Excessive obligations
Inability to sell property (this is true for all of Las Vegas)
Job Relocation
Property problem (roof leaks, construction litigation, etc)
Incarceration
Inability to rent property
Military Service
Casualty loss (such as a hurricane, etc)
Energy-Environmental costs
Servicing problems
Payment adjustment (ARM adjusting)
Payment dispute
Transfer of ownership pending
Fraud
Abandonment of property (Example: due to condition of property)
Step 2:
Answer the following questions
1) Explain your current situation and what you are doing to try and get back on your feet. Don't make your situation worse than. Be honest and present the facts clearly
2) Has the Market value of the property decreased
3) Is the mortgage in default
4) What is the amount of equity owed
Step 3:
Contact your representative Ms. Paula D. McElroy @ (404) 941-6258 or email [email protected]. Feel free contact me anytime, day or evening. Make sure your message includes your name and call back phone number, email, tweet, or text information. A call back might be required during high call volume times. I look forward to helping you and speaking with you soon.
Respectfully,
Ms. Paula D. McElroy
Mortgage Representative