Gwen Akins Realty Group

09/02/2026

09/02/2026

🏡 2026 Isn’t Over Yet—Let’s Make a Move! 🏡

As we head toward the final months of 2026, I have a personal goal: to help at least 10 more buyers and sellers successfully make their next move! 🔑❤️

Are you—or someone you know—thinking about buying or selling a home? Maybe it’s a:

🏠 Family member ready to buy
🏠 Friend thinking about selling
🏠 Church member looking for a new home
🏠 Coworker preparing to relocate
🏠 First-time buyer who needs guidance

I’m available and ready to help! With more than 20 years of real estate experience, I’m committed to guiding my clients through the process from beginning to closing.

Your referral could help someone take the first step toward their next chapter—and help me reach my goal of 10 families before the end of 2026!

📞 Gwen Akins
HomeSmart | Real Estate Professional
770-584-1143

❤️ Referrals are always welcomed and greatly appreciated!

Please feel free to share this post with someone who may be ready to buy or sell.

08/27/2026

Late on Your Mortgage Payments? Don't Wait—Take Action Now.

Falling behind on your mortgage can feel overwhelming, but waiting usually makes the situation worse. The sooner you ask for help, the more options you may have.

Why you shouldn't wait:
🏡 You may have options to avoid foreclosure.
💰 Late fees and missed payments continue to add up.
📉 Your credit score can suffer, making it harder to qualify for future loans.
🤝 Your lender may be willing to discuss repayment plans, loan modifications, or other assistance.
⏳ The longer you wait, the fewer solutions may be available.

If you're facing financial hardship, don't ignore the problem. Reach out for guidance before it's too late. Every situation is different, and taking action early can make all the difference.

If you're considering selling your home before foreclosure becomes a reality, I'm here to help you understand your options and make informed decisions.

Gwendolyn Harvey
HomeSmart
📞 770-584-1143

StockbridgeGA hamptonga locustgrovega mcdonoughga realestatetips homeownershiptips

08/27/2026

Late on Your Mortgage Payments? Don't Wait—Take Action Now.

Falling behind on your mortgage can feel overwhelming, but waiting usually makes the situation worse. The sooner you ask for help, the more options you may have.

Why you shouldn't wait:
🏡 You may have options to avoid foreclosure.
💰 Late fees and missed payments continue to add up.
📉 Your credit score can suffer, making it harder to qualify for future loans.
🤝 Your lender may be willing to discuss repayment plans, loan modifications, or other assistance.
⏳ The longer you wait, the fewer solutions may be available.

If you're facing financial hardship, don't ignore the problem. Reach out for guidance before it's too late. Every situation is different, and taking action early can make all the difference.

If you're considering selling your home before foreclosure becomes a reality, I'm here to help you understand your options and make informed decisions.

Gwendolyn Harvey
HomeSmart
📞 770-584-1143

08/26/2026

🏡 WHAT COSTS ARE INCLUDED IN YOUR MONTHLY MORTGAGE PAYMENT?

When buying a home, your monthly payment may include more than just the amount you borrowed. Understanding the full payment can help you create a realistic homebuying budget.

Your monthly housing payment may include:

🔑 Principal – The portion of your payment that reduces the amount you borrowed.

💰 Interest – The cost charged by the lender for borrowing the money.

🏠 Property Taxes – Often collected monthly and placed into an escrow account to pay your property tax bill.

🛡️ Homeowners Insurance – Protects your home and belongings against certain covered losses and is often included in your escrow payment.

📋 Mortgage Insurance – Depending on your loan type and down payment, you may have PMI or another form of mortgage insurance.

🏘️ HOA Fees – If your home is located in a community with a homeowners association, HOA dues may be an additional monthly expense and are typically paid separately from your mortgage.

💡 Remember: Your mortgage payment is only part of your overall homeownership budget. You should also plan for utilities, maintenance, repairs, and other household expenses.

Thinking about buying a home? Let’s look at the numbers so you can understand what homeownership may realistically cost each month.

📞 Gwen Akins
HomeSmart | Real Estate Professional
770-584-1143
678 730-0861 Call today...24 hour PreQual Hotline

🏡 Helping you make informed decisions on your journey to homeownership.

hamptonga stockbridgega mcdonoughga locustgrovega

08/26/2026

🏡 WHAT COSTS ARE INCLUDED IN YOUR MONTHLY MORTGAGE PAYMENT?

When buying a home, your monthly payment may include more than just the amount you borrowed. Understanding the full payment can help you create a realistic homebuying budget.

Your monthly housing payment may include:

🔑 Principal – The portion of your payment that reduces the amount you borrowed.

💰 Interest – The cost charged by the lender for borrowing the money.

🏠 Property Taxes – Often collected monthly and placed into an escrow account to pay your property tax bill.

🛡️ Homeowners Insurance – Protects your home and belongings against certain covered losses and is often included in your escrow payment.

📋 Mortgage Insurance – Depending on your loan type and down payment, you may have PMI or another form of mortgage insurance.

🏘️ HOA Fees – If your home is located in a community with a homeowners association, HOA dues may be an additional monthly expense and are typically paid separately from your mortgage.

💡 Remember: Your mortgage payment is only part of your overall homeownership budget. You should also plan for utilities, maintenance, repairs, and other household expenses.

Thinking about buying a home? Let’s look at the numbers so you can understand what homeownership may realistically cost each month.

📞 Gwen Akins
HomeSmart | Real Estate Professional
770-584-1143
678 730-0861 Call today...24 hour PreQual Hotline

🏡 Helping you make informed decisions on your journey to homeownership.

08/25/2026

🏡 CAN I BUY A HOME IF I’M SELF-EMPLOYED?

YES! Being self-employed does not mean you can’t become a homeowner. 🔑

Whether you’re a business owner, independent contractor, freelancer, or receive 1099 income, there may be mortgage options available for you.

Lenders may review:

✅ Your income and how long you’ve been self-employed
✅ Personal and/or business tax returns
✅ Bank statements
✅ Profit & Loss statements
✅ Credit history and monthly debts
✅ Funds available for your down payment and closing costs

💡 Don’t assume you won’t qualify just because you’re self-employed! Some loan programs may offer alternative ways to document income depending on your financial situation.

The first step is finding out what you may qualify for and how much home you can comfortably afford.

📲 Ready to explore your homebuying options? Call today to get pre-qualified.

Gwen Akins
HomeSmart | Real Estate Professional

770-584-1143 Cell
📞 678-730-0861 — 24-Hour PreQual Hotline

🏠 Helping you turn your homeownership goals into a plan.

08/24/2026

🏡 AUGUST 2026 HENRY COUNTY, GA REAL ESTATE MARKET UPDATE 📊

The Henry County real estate market continues to show signs of a more balanced market, giving buyers more choices and negotiating opportunities while sellers need to focus on competitive pricing and presentation.

📈 August Market Highlights:

🏠 Median Sale Price: $336,250 — up 1.1% year-over-year
💰 Median List Price: $357,900 — up 0.8% year-over-year
🏘️ Active Inventory: 1,455 homes — up 6.8% from July
🔑 New Listings: 345 — up 4.6% from July
📅 Median Days to Pending: 51 days
⬇️ Homes Sold Below List Price: 55.2%
⬆️ Homes Sold Above List Price: 18.3%

🔑 WHAT DOES THIS MEAN FOR YOU?

BUYERS: More homes on the market and longer market times may give you greater negotiating power. This could be an excellent time to explore your options.

SELLERS: Buyers are still buying! Pricing your home correctly, making sure it shows well, and having a strong marketing strategy are more important than ever.

Whether you're thinking about buying, selling, relocating, or investing, I’m here to help you understand the market and make your next move with confidence.

📞 Gwen Akins | HomeSmart
770-584-1143
📧 [email protected]
🌐 gwenharvey.homesmart.com

Let’s make your next move a smart one! 🏡❤️

McDonoughGA StockbridgeGA LocustGroveGA HamptonGA HomeBuyers HomeSellers RealEstateMarketUpdate

08/20/2026

There’s no better time than now to find out if you may be pre-qualified for a new home! 🏡

Take the first step toward homeownership and explore the options that may be available to you. There’s no obligation and no cost to get started.

📞 Call us today to learn more about your homebuying options. We’re here to answer your questions, guide you through the process, and help you move closer to owning your new home.

Your journey to homeownership can start today!