Alvin Kumaga - NYS Real Estate Salesperson

08/13/2026

Every great story needs a part 2. Coming to theaters February 2027

12/15/2025

🚨BREAKING!! FHA is quietly preparing to
EASE key guidelines to help more buyers qualify in this insane market.

Here’s what’s being discussed internally and in industry channels:

🔓More flexibility for buyers with lower credit scores
🔓Softer interpretation on high debt-to-income ratios
🔓Stronger use of compensating factors (rent history, cash
reserves, job stability)
🔓Potential relief on student loan calculations

Translation:
✅More buyers can qualify
✅More families can get approved
✅The path to owning a home just opened up for thousands of people who thought they were locked out….
….But here’s the big question
Will this help buyers...or cause home prices to rise even more?

COMMENT below:
“GOOD IDEA” if FHA easing rules helps buyers
“BAD IDEA” if this will overheat the market

🔖Save this - major mortgage changes always hit fast.
🏷️Tag someone who thought they couldn’t qualify for a
home right now.

Curious what YOU would qualify for under more flexible FHA rules?
DM me “FHA” and I’Il run the numbers.

Alvin the Realtor

10/17/2025

🍾🍾Another Success Story! 🍾🍾
We’re thrilled to share that we got our seller’s home SOLD in record time!🏠 In just ONE week on the market, we received multiple offers - and through our expert negotiation skills, we secured an incredible $46,500 OVER asking price!

At Magnolia Real Estate, we pride ourselves on delivering exceptional results and making sure our clients win — whether buying or selling.

📲Ready to experience the Magnolia difference? Connect with us today for all your luxury real estate needs. Let’s make your goals a reality!

08/30/2025

Congratulations to our amazing seller clients on getting an accepted offer after just ONE WEEK on the market!

This stunning property started receiving offers only two hours after going live-and showings didn’t stop! That kind of response doesn’t happen by accident. It’s the result of a strategic, targeted marketing approach designed to get your home maximum exposure, fast.

From professional photography and compelling listing descriptions to wide-reaching digital campaigns and strong agent-to-agent networking, we know how to position your home to attract serious buyers and strong offers quickly.

Thinking of selling? Let’s talk about how our proven marketing strategy can help you get top dollar-without sitting on the market.

Reach out today to schedule your free home consultation.

08/09/2025

🏡First-Time Homebuyer Tips🏡
Buying your first home is exciting - but it can also feel overwhelming. Here are a few smart tips to help you navigate the process with confidence:

🔑1. Get Pre-Approved Early
Know your budget before you start shopping. A pre-approval strengthens your offer and gives you a clear price range.

📝2. Know Your Must-Haves vs. Nice-to-Haves
Create a list of priorities to help you stay focused during your search - especially in a competitive market.

⁉️3. Ask Questions — Lots of Them!
From understanding closing costs to learning about neighborhoods, there’s no such thing as a silly question.

📊4. Budget for More Than the Mortgage
Don’t forget about property taxes, insurance, maintenance, and potential HOA fees.

🤝5. Work with a Trusted Real Estate Team
Having the right agent by your side makes all the difference.
———
Ready to make your first move? Let Magnolia Real Estate guide you home. Our experienced team is here to walk you through every step of the process — from pre-approval to keys in hand.

Contact us today to get started!

03/03/2025

🏡Finding Your Perfect Home with Magnolia Real Estate

Your dream home isn’t just a place it’s where your story begins. At Magnolia Real Estate, we understand that finding the perfect home is one of the most important journeys you’ll take. Whether you’re a first-time buyer, upgrading to fit your growing needs, or searching for your forever home, we’re here to guide you every step of the way.

What sets us apart?
✅Personalized guidance tailored to your unique needs
✅Expert knowledge of the Hudson Valley market
✅A dedicated team passionate about helping you achieve your homeownership dreams
✅Support beyond closing because you’re more than just a transaction

With Magnolia Real Estate, you’re not just buying a house you’re building your future.

Let us help you plant your roots and find the home that’s just right for you.

Your journey starts here.

02/23/2025

Subscribe to my YouTube channel for your worship music instrumentals perfect for your time of prayer, meditation and study.

Like / Share / Subscribe and be blessed!

Spirit-led musical content. Enjoy to meditate, read the Word, get in the zone, and/or to meet with the Holy Spirit (YHWH). All content is owned by Alvin Kumaga, including video art, photo art, and music.

11/13/2024

Hi friends & family:

I am pleased to announce that I have started a scholarship fund: the Kumaga Empowering Unlimited Potential Scholarship. This scholarship is geared towards NYC high school seniors or undergrads from low-income households in underserved communities, helping them achieve dreamed that would otherwise be stifled due to lack of $$$. This is a very personal mission for me, and the goal is to help at least 1 student with tuition/school expenses but Godwilling (with your help) we will be able to assist many more, and for the years to come.

Due to bold.org’s awesome platform, 100% of funds raised will go directly to the student(s).

I will be posting the scholarship fundraiser link in the very near future if you feel led to give.

Thanks & God bless!

Apply to exclusive scholarships and grants in minutes. At Bold.org you may search from a list of scholarships for college students, high school students, graduate students, adult learners, and more. Updated daily!

11/01/2024

This is your cue to start! Just do it! Yesterday you said tomorrow! We are approaching the end of the year, but so much is possible in 2 months. Consistency and discipline are the things keeping you from your goals and your dreams.

Let’s Go!

11/01/2024

Hello homebuyers, here are some things to consider that will likely impact your real estate search:
- political uncertainty
- high financing costs
- artificial intellegence innovations
- geopolitics & regional wars
- insurance costs (depends where you live)
- price gap expectations
- office conversions

If you have any questions, feel free to reach out. Even if you are looking to sell or perhaps looking for a rental, I am your guy!