Zachary Stout - Planet Home

06/23/2026

More money can't be a bad thing, right?

Actually, large or unexplained deposits during the closing process can raise a red flag for underwriters and could push your closing date back.
https://myoc.io/zstoutphl



Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

06/23/2026

Mortgage Rates Bounce Back Toward Recent Highs

Mortgage rates gave back the improvement seen last Thursday and broke above last Wednesday's levels to hit the highest mark since June 10th. This isn't a big range in the bigger picture, but it does leave rates near 10-month highs. The move is also a bit counterintuitive given developments i...

06/22/2026

Let me make this as easy as possible for you. 📲

I know most people don't think about their mortgage guy until they need one — and by then, the clock is already ticking.

So here's what I want you to do right now, even if you're not buying or refinancing today:

Click the link below and save my contact info directly to your phone.

That's it. 30 seconds.

When the time comes — whether it's you, a family member, a friend, or a coworker — you'll already have my number. No searching, no Googling, no starting from scratch.

I'm Zach Stout, Mortgage Loan Officer with Planet Home Lending. I cover PA, NJ, and FL and I specialize in making the mortgage process simple — whether you're buying your first home, your fifth, or just want to know where you stand.

📲 Save my info here: dot.cards/zstoutphl

Real answers. Fast closings. Zero runaround.

🔑 Zachary Stout | NMLS ID #2180637 | Branch NMLS ID #2435463
🏡 Planet Home Lending, LLC | NMLS ID #17022
📞 (484) 747-1479
📧 [email protected]
📍 236 Brodhead Rd., Suite 140, Bethlehem, PA 18017
🔗 https://dot.cards/zstoutphl

Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

06/22/2026

"A down payment is the money paid upfront when purchasing a home and the amount may vary depending on the loan program and borrower qualifications.

A larger down payment may reduce the loan amount and monthly payment.

Thinking about buying but unsure how much to save? Let’s talk."
https://myoc.io/zstoutphl



Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

06/22/2026

Rising homeownership costs push buyers out of the market

The increase in homeownership expenses is limiting access for potential buyers and keeping the housing market stagnant.

06/22/2026

Mortgage Rates Stage Decent Recovery of Post-Fed Losses

Mortgage rates spiked yesterday after the Fed announcement. The primary driver was the Fed's revised outlook for potential rate hikes later this year. Because the Fed Funds Rate governs ultra-short-term transactions (24hrs or less), it has the biggest impact on the shortest-term debt and a dimin...

06/22/2026

Mortgage Applications Give Back Some of Last Week's Gains

Mortgage applications pulled back last week as rates moved around in response to fresh inflation data and shifting geopolitical headlines. The Mortgage Bankers Association (MBA) reported a 3.8% decline in total application volume on a seasonally adjusted basis for the week ending June 12. Refinance....

06/22/2026

Builder Sentiment Remains Subdued

Builder sentiment slipped again in June as elevated mortgage rates, higher material costs and ongoing affordability pressures continued to weigh on the housing market. The National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) fell two points to 35 , marking the 14th str...