Noah Spitzer - Realty One Group - Encore

Noah Spitzer - Realty One Group - Encore Noah Spitzer | REALTOR®
Bismarck, ND 🏡
New Construction Specialist | Helping Buyers Build Smart
Real estate tips • New homes • Local insights

06/01/2026

Market volatility can impact mortgage rates faster than most buyers realize.

When geopolitical tension rises, markets usually react.

Oil prices can move.
Bond yields can shift.
Gold and silver may see more activity.
And mortgage rates can feel the pressure too.

One key thing to watch is the 10-year Treasury yield.

When that moves higher, mortgage rates often face upward pressure, which can affect monthly payments, buyer budgets, and overall affordability.

For buyers, this is not about panic.

It is about preparation.

Know your numbers.
Stay in touch with your lender.
Understand how rate changes affect your payment before making a move.

Final takeaway: global events can influence local real estate decisions.

Save this if you’re watching rates or planning to buy soon.

05/30/2026

Asian markets just flashed a major warning sign.

Taiwan, Japan, and South Korea reportedly saw billions wiped out as market weakness continued to show.

And whether you’re invested directly in Asia or not, this still matters.

Global markets are connected.

When major economies start seeing sharp sell-offs, it can impact:

Investor confidence
Tech stocks
Supply chains
Currency moves
Overall risk appetite

The key takeaway is simple:

Do not ignore global market signals.

A drop overseas does not automatically mean panic, but it can be an early sign that cracks are forming beneath the surface.

Stay informed. Stay disciplined. Do not let headlines force emotional decisions.

This is general market education, not financial advice. Always do your own research and speak with a licensed financial professional before making investment decisions.

Are we seeing temporary volatility or the start of a bigger market shift?

05/29/2026

Are SpaceX, OpenAI, and Anthropic IPOs being overhyped?

Michael Burry is warning that these upcoming public listings could pull massive capital from the market.

And when hype gets this loud, retail investors need to slow down.

A few things to remember:

High demand does not always mean long-term value.
IPO pops can happen fast, but reversals can happen even faster.
Insiders often have a very different cost basis than public buyers.
Buying at the opening bell without a plan can be risky.

The goal is not to be scared of opportunity.

The goal is to avoid chasing hype without understanding the downside.

Have a plan. Know your risk. Use discipline.

This is general market education, not financial advice. Always do your own research and speak with a licensed financial professional before making investment decisions.

What do you think — are these IPOs a real opportunity or another sign of market overheating?

05/28/2026

This is why real estate doesn’t happen in a bubble.

When global news impacts oil prices, it can ripple into the bond market.

And when bonds move, mortgage rates can move too.

Right now, markets are watching U.S.-Iran peace talks, the Strait of Hormuz, and oil supply concerns closely. Recent reports show oil prices falling as traders react to possible de-escalation, but the situation is still developing.

For buyers, this matters because mortgage rates are influenced by more than just the housing market.

They can be affected by:

Oil prices
Inflation expectations
Bond yields
Global conflict
Investor confidence

The takeaway: don’t only watch home prices.

Watch the bigger economic picture too.

Save this if you’re planning to buy a home this year.

05/28/2026

A pre-list inspection can protect your negotiation power.

Too many sellers accept a strong offer…

Then get hit with inspection-phase renegotiations.

A buyer may ask for $5K, $10K, or even $20K off after the inspection.

At that point, the seller has two choices:

Accept less than expected
or go back on the market.

And going back on market can mean lost time, fewer views, and weaker leverage.

That’s why a pre-list inspection matters.

It helps you spot issues early, price with confidence, and negotiate from a stronger position.

Save this before you list your home.

05/26/2026

Think you can’t afford a home? You may not have the full picture yet.

A lot of buyers assume homeownership is out of reach before they ever speak with a professional.

Sometimes the issue isn’t that you’re unqualified.

It’s that no one has helped you understand:
• where you currently stand
• what steps you need to take
• what timeline actually makes sense
• how to build a realistic plan

Connecting with a lender can give you clarity, even if buying right now is not the move.

Because sometimes the goal isn’t “buy today.”

Sometimes the goal is to create a plan so 6 months or a year from now, you feel comfortable, confident, and excited about taking that next step.

Don’t count yourself out before you get guidance.

05/23/2026

This is one of the biggest hidden costs in new construction.

In North Dakota, special assessments are common in new neighborhoods.

They help cover infrastructure like:

Roads
Sewer
Water
Electric
Gas

But here’s where buyers get caught off guard…

Specials can add $200–$500/month to your payment if you’re not prepared.

One strategy some buyers use is rolling those specials into the mortgage instead of paying them separately.

For example, $30,000 in specials may add roughly $175/month to the mortgage instead of a much higher separate monthly assessment.

That can make a big difference in your monthly budget.

This is general education only. Always talk with your lender, builder, and real estate professional before deciding what works for your situation.

Save this before buying new construction.

05/22/2026

Everybody says buying a home is impossible right now… but the truth is most people are looking at real estate the wrong way.

Stop thinking about houses as just a place to live. Start thinking about them as income-producing assets.

A duplex. A fourplex. Living in one side while the other units help pay your mortgage. That’s how wealth gets built.

Too many people are pouring money into $800+ car payments, expensive lifestyles, and things that lose value… while ignoring opportunities that can actually generate income long term.

You do NOT need to be rich to get started. FHA loans still exist. There are properties out there between $200k-$400k that can help offset your living costs and put you in a stronger financial position years from now.

The people who build wealth usually start before they feel “ready.”

Buyers, now is the time to learn the game and get off the sidelines.

05/21/2026

Everyone keeps asking if the housing market is about to crash…

But the inventory numbers are telling a different story.

Right now, there’s only about 1.6 months of inventory available.

For context:

A neutral market usually starts around 6 months of inventory.

A buyer’s market typically needs 9+ months of inventory.

So if inventory is still this low, we are not seeing the conditions that usually point to a crash.

The takeaway: low inventory keeps competition strong, especially for well-priced homes.

Save this if you’re trying to understand what’s really happening in the market.

05/21/2026

New construction is becoming the smarter option for a lot of buyers.

The resale market is tight.

Inventory is limited.
Competition is intense.
And many buyers feel like they have to settle just to win a home.

That’s why more people are looking at new construction.

You may avoid bidding wars, get a home that fits your needs better, and take advantage of builder incentives while they’re still available.

Plus, resale homes can come with unknown issues behind the walls — water damage, mold, old systems, or repairs the seller may not even know about.

New construction is not perfect, but in today’s market, it’s worth comparing seriously.

Address

1401 Skyline Boulevard #210
Bismarck, ND
58503

Telephone

+17019343542

Website

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