Cami Anthony, Loan Advisor

09/21/2026

Happy Monday! Here’s your quick mortgage market update.

Mortgage rates moved higher last week and are currently hovering just above 7%.

The Federal Reserve also raised its short-term interest rate last week, so I want to explain how those two things are connected.

The Fed does not directly control mortgage rates. But Fed rates and mortgage rates often move in the same general direction because they’re reacting to many of the same economic forces, especially inflation and the strength of the economy.

Last week’s Fed increase was widely expected, so much of that was already priced into the market. What got more attention was the Fed signaling that additional rate hikes may be needed as the economy remains strong and inflation continues to be a concern.

That’s keeping some upward pressure on mortgage rates for now.

So if you’re thinking about buying a home, I wouldn’t build your plan around an assumption that rates are about to drop. Instead, let’s look at your payment, your budget, and the options that make sense in today’s market.

Give me a call, and let’s run the numbers.

09/18/2026

09/14/2026

🏡 Mortgage rates moved higher last week. What happens next could depend heavily on Wednesday.

Rates are starting the week around 7%, with markets focused on the Federal Reserve’s September meeting.

A quarter-point Fed rate increase is widely expected, but an important reminder: the Fed does not directly set mortgage rates.

Markets have already been pricing in the expected increase, which is part of what contributed to last week’s move higher. Now investors are looking ahead and asking a bigger question: could additional Fed rate hikes be coming later this year?

That means Wednesday’s announcement matters, but what the Fed says about inflation, employment, the economy, and future policy could matter even more for mortgage rates.

For homebuyers, this is another reminder that trying to perfectly time the mortgage market is difficult. Know your numbers, understand your payment, and have a financing strategy ready when the right opportunity comes along.

If you’re thinking about buying a home or refinancing in Washington, give me a call and let’s look at your options.

09/01/2026

🏡 September Mortgage Market Update

Mortgage rates are starting September under a little bit of pressure, but we’re still within the range we’ve been seeing over the past several months.

One thing markets are watching right now is the rising cost of transporting oil from the Middle East. Higher energy and transportation costs can contribute to inflation, and inflation is one of the biggest factors influencing mortgage rates.

Does that mean rates are about to make a major move? Not necessarily.

Markets change daily, and trying to perfectly time mortgage rates can be difficult. For homebuyers, it’s often more useful to focus on the things you can control:

✔️ Your monthly mortgage payment
✔️ Your overall homebuying budget
✔️ Your down payment and closing costs
✔️ Your financing strategy
✔️ Whether the home and payment make sense for your goals

If you’re thinking about buying a home in Snohomish County or anywhere in Washington, give me a call. We can run the numbers and see what today’s mortgage market looks like for you.

08/25/2026

🏡 Ready to take your real estate investing knowledge to the next level?

This Friday, August 28 at 5:30 PM, I’m co-hosting our Advanced Real Estate Investing Class with the absolutely incredible Ashley Bolden at Keller Williams Everett!

Ashley is a local Everett real estate expert who truly knows her stuff, especially when it comes to understanding the local market, identifying opportunities, and helping investors think strategically about their next move.

I’ll be bringing the financing side of the conversation, including different loan strategies and options investors can use as they build and grow their portfolios.

Whether you already own investment property or you’re ready to get more strategic about what comes next, this class is designed to give you practical information you can actually use.

📅 Friday, August 28
⏰ 5:30 PM
📍 Keller Williams Everett

Want to join us? DM me or text me at 425-314-2229 and I’ll get you registered!

Come ready to learn, ask questions, and talk real estate investing with us. 🏠📈

08/24/2026

Mortgage rates are starting the week pretty much where they left off.

The economy continues to show signs of strength, but so far that growth hasn’t created a major new increase in inflation. That’s helping keep the bond market relatively calm and mortgage rates fairly steady.

Right now, the national average for a 30-year fixed mortgage is around 6.78%, according to Mortgage News Daily.

So what happens next?

Investors are continuing to watch inflation, the job market, and the Federal Reserve. If the economy starts to slow or we see weaker job growth without another jump in inflation, that could create some room for mortgage rates to improve.

For now, rates appear to be staying within a fairly narrow range, but as we’ve seen this year, that can change quickly.

If you’re thinking about buying a home, let’s look at your payment, your goals, and the options available to you instead of trying to perfectly time the market.

Give me a call, and let’s build a plan. (425) 314-2219

08/18/2026

It’s not too late! Register here 👉 https://sites.totalexpert.net/open-house/self-employed-buyer-class-22383674

08/10/2026

Motto Mortgage Collective Happy Hour tomorrow! Come by and have a drink on us! 😊 Hope to see you there!

08/10/2026

📊 Monday Mortgage Market Update

We’re getting mixed signals for mortgage rates this week.

📉 The July jobs report was much weaker than expected, which can be good news for rates.

⛽ But oil prices are climbing again amid continued uncertainty in the Middle East. Higher energy costs can add to inflation, which can put pressure on mortgage rates.

Now, all eyes turn to this week’s inflation reports. These reports will give us a better idea of whether prices are continuing to cool and could have a meaningful impact on where mortgage rates head next.

The takeaway: don’t be surprised if we see some rate movement this week.

If you’re thinking about buying a home or refinancing, don’t try to perfectly predict the market. Let’s look at your payment, your buying power, and the options available to you today and build a strategy from there.

📞 Have questions about today’s mortgage market? Give me a call. 425-314-2219