09/23/2026
A price drop isn’t always the best deal for the buyer 👀🏡
On a $600K home, a $20K price reduction may only move your monthly payment by around $100-ish depending on the loan terms.
But using seller credits strategically toward a rate buydown or closing costs can sometimes make a much bigger difference in your cash-to-close or monthly payment.
This is why I tell my buyers: don’t just negotiate the price negotiate the whole deal.
Every loan has different seller-concession limits and buydown options, so this is something your REALTOR® + lender should run the actual numbers on.
📍Northern Indiana
At Home with TaSheena Abrams | Rooted Realty