09/02/2026
🏡 5 THINGS TO DO & 5 THINGS NOT TO DO BEFORE BUYING A HOME 🔑
Thinking about buying a home in the Tri-Cities? Before you start touring homes, make sure you’re setting yourself up for success!
✅ 5 THINGS TO DO:
1️⃣ Get Pre-Approved 💰
Know your budget before you start shopping.
2️⃣ Check Your Credit 📊
Give yourself time to address any issues that could affect your financing.
3️⃣ Build Up Your Savings 💵
Remember to budget for your down payment, closing costs, inspections, moving expenses, and unexpected costs.
4️⃣ Create a Realistic Budget 🧮
Don’t just look at the mortgage payment. Consider taxes, insurance, utilities, maintenance, and everything else that comes with owning a home.
5️⃣ Find a REALTOR® You Trust 🤝
Having someone who understands the local market can make the process much easier.
🚫 5 THINGS NOT TO DO:
1️⃣ Don’t Open New Credit Accounts 🚫
Avoid unnecessary changes to your credit before closing.
2️⃣ Don’t Make Big Purchases 🚗🛋️
That new car or furniture can wait until after closing.
3️⃣ Don’t Change Jobs Without Talking to Your Lender 💼
Employment changes can impact your mortgage approval.
4️⃣ Don’t Move Large Amounts of Money Without Explaining It 🏦
Always communicate with your lender about unusual deposits or transfers.
5️⃣ Don’t Wait Until You Find a House to Get Prepared ⏰
The best time to prepare for buying is before you find the house you love.
🏠 Thinking about buying in Johnson City, Kingsport, Bristol, or anywhere in the Tri-Cities? Start with a plan, not just a house search.
📲 When you’re ready, !
