05/22/2026
Common Mortgage Myths Busted 🏡💡
There’s a lot of misinformation around mortgages, and they can hold buyers back. Let’s clear a few up:
📉 “The interest rate is the most important factor” – It matters, but loan terms, fees, and overall structure also impact the true cost.
💰 “You need 20% down” – Not always. There are options with lower down payments depending on qualifications.
📄 “Prequalification = guaranteed approval” – Not quite. It’s a helpful first step, but full approval requires a deeper review.
Understanding the full picture helps you make more confident, informed decisions. Let’s connect to walk through your options and set you up for succes!