06/19/2026
Your lender statement isn’t the only thing changing—
In month 1, watch for escrow “trial runs” inside your receipts. That’s where surprises hide.
For your first month vs. the seller disclosure/last 12 months, compare:
- Utilities (water/sewer especially)
- HOA dues (if the home has one)
Pick one reminder: verify water/sewer and HOA fees, then keep your monthly cost picture accurate as you settle in.
Relocating with kids and a new mortgage? Message us for a relocation-specific “first 60 days” maintenance + cost check.