08/11/2026
Things People Say to Realtors...
“We’ll wait until rates drop.”
I hear this one a lot, and I completely understand why. A lower interest rate sounds like the obvious time to buy.
But there’s another side to consider.
When rates drop, more buyers may jump back into the market. That can mean more competition for the same homes and potentially less negotiating room.
Instead of trying to guess exactly what rates will do, I like to look at the bigger question:
Does buying make sense for YOU right now?
Your budget, monthly payment, available homes, negotiating opportunities, and how long you plan to stay all matter.
Are you waiting for rates to drop before buying? Tell me in the comments, or send me a message if you want to talk through your options.