07/22/2026
El Niño is officially here, and while that doesn’t guarantee a wet winter for San Diego, it does shift the odds toward heavier rain, bigger surf, and flooding in some areas.
That’s why I figured now, while it’s still sunny is a good time to spend an hour getting your home ready instead of waiting until the first storm is in the forecast.
One thing worth mentioning standard homeowners insurance typically doesn’t cover flood damage.
If your property is in or near a flood-prone area, it’s worth understanding your risk and reviewing your coverage before winter.
Hopefully we get the rain California needs without the flooding that sometimes comes with it.
I’m curious... what’s the biggest storm you remember in San Diego?
Was it the January 2024 flooding, the 1998 El Niño, or another one?
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💾 Save this post so you’ve got the checklist handy when the rainy season gets closer.
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