Prodigy Mortgage Brokers

09/22/2026

🌎 🏡 Vive en el exterior. ¡Compra tu casa en Estados Unidos!

🇲🇽 🇬🇹 🇸🇻 🇭🇳 🇳🇮 🇨🇷 🇵🇦 🇨🇺 🇩🇴 🇭🇹 🇨🇴 🇻🇪 🇪🇨 🇵🇪 🇧🇴 🇧🇷 🇵🇾 🇨🇱 🇦🇷 🇺🇾
🇵🇷 ¡Y nuestra comunidad puertorriqueña!

¿Estás pensando en comprar una propiedad en Estados Unidos? Nuestro programa hipotecario para extranjeros ofrece opciones de financiamiento para compradores elegibles que viven fuera del país.

Tus ingresos y tu historial crediticio pueden ser diferentes, y contar con un experto hipotecario hace la diferencia. Te ayudo a entender los requisitos, revisar tus opciones y acompañarte durante todo el proceso.

🤝 Agentes de bienes raíces: ¿Tienen un comprador internacional? ¡Conversemos!

📲 Llámame o escríbeme al 512-576-6115
🌐 YourMortgageGuyFreddy.com
🗣️ ¡Te atendemos en español!

Your Mortgage Guy Freddy
Ayudando a construir patrimonio a través de la compra de vivienda desde 2002.
NMLS #265438

Sujeto a aprobación crediticia y a los requisitos del programa. Aplican requisitos de documentación y pago inicial. Las banderas representan a nuestra comunidad; la elegibilidad depende de los requisitos del programa.

09/22/2026

🌎 🏡 If you are a foreigner and want to own a home in the U.S., look no further!

Ask me about the Mexican national that I’m assisting right now. No credit, no SS #, no US address, no employment, no income.
Yes, it’s possible.

Thinking about buying property in the United States? Our Foreign National mortgage program offers financing options for foreign buyers who live outside the U.S.

Your income and credit history may look different and that’s where having an experienced mortgage broker makes a difference. I’ll help you understand the requirements, review your options, and guide you through the process.

🤝 Realtors: Have an international buyer? Let’s connect!

📲 Call or text 512-576-6115
🌐 YourMortgageGuyFreddy.com
🇨🇴 ¡Hablamos español!

Your Mortgage Guy Freddy
Creating wealth through homeownership since 2002.
NMLS #265438

Subject to credit approval and program guidelines. Documentation and down payment requirements apply.

Looking to buy, build, refinance, or invest in Texas? Freddy Duarte has helped homebuyers and homeowners since 2002 with VA, FHA, Conventional, Jumbo, Construction, and specialty mortgage loans.

08/11/2026

🏡 The Homebuying Process Made Simple

Buying a home doesn't have to feel overwhelming. Here's what the process typically looks like:

1️⃣ Get Pre-Approved
Know your budget before you start shopping.

2️⃣ Find Your Home
Work with a trusted real estate agent to find the right fit.

3️⃣ Make an Offer
Once it's accepted, you're officially under contract.

4️⃣ Home Inspection & Appraisal
These help protect both you and your lender by confirming the home's condition and value.

5️⃣ Final Loan Approval
Your lender verifies everything and prepares your loan for closing.

6️⃣ Closing Day 🎉
Sign the paperwork, get the keys, and welcome home!

08/07/2026

🎁 CALLING ALL BUSINESS OWNERS, SALES PROFESSIONALS & CLIENT-FOCUSED PEOPLE!

If your business is built on relationships, take care of the people who take care of you.

Clients. Referral partners. Employees. Vendors. New homeowners. Top customers. People who send business your way.

My amazing wife Jessica/business partner Celise and the team at Hometown Gift & Decor can put together a custom gift package specifically for them.
She ships nationwide or delivers local.

You pick the budget.
Tell them a little about the person and the occasion.
They curate the gift. 🎁

Thank-you gifts. Closing gifts. Referral gifts. Employee appreciation. Birthdays. New homes. Welcome-to-Round-Rock gifts. Or simply a “Hey, I appreciate your business” gift.

And here’s what I love about it: it doesn’t feel like another generic corporate gift. Each package is custom made to order and curated around the recipient.

As someone who has built a business around relationships for a long time, I can tell you that people remember when you make them feel appreciated.

So, business owners and salespeople: let Hometown make your client gifting EASY while helping you make a great impression.

Support a local small business while taking care of the people who support yours. ❤️

👇 Build your custom gift package here:
https://www.shophometowntx.com/products/gift-card?variant=49500619079992

08/07/2026

One of my favorite parts of being a loan officer is watching people realize that buying a home is actually possible.

After more than 24 years in the mortgage industry, I've learned that homeownership isn't reserved for people who have everything perfectly together. It's for people who are willing to ask questions, explore their options, and make a plan.

Every day, I help people who thought they had to wait. Most are much closer than they realize.

You don't have to know all the answers—that's my job.

If you've been wondering whether now is the right time to buy a home, refinance, or simply see what's possible, let's have a conversation. No pressure, just honest guidance and real answers.

Freddy Duarte
📲 (512) 576-6115

08/06/2026

🚗🏡 Road to Closing | Real Stories. Real Solutions.

This wasn't just a refinance—it was a fresh start.

We helped a homeowner use the equity in her home to:
✅ Pay off $60,000 in high-interest credit card debt
🎓 Help cover her kids' college expenses
🚘 Buy her youngest their first car

The best part? She turned years of financial stress into one simple monthly payment and put her family in a much stronger position.

Every homeowner's situation is different, but your home equity could be one of the most powerful financial tools you have.

📲 Thinking about buying, selling, or refinancing? Let's talk and see what options are available for you.

08/05/2026

The Cost of Waiting
One of the biggest mistakes I see...
People waiting for the "perfect time" to buy a home.
They wait for rates to drop.
They wait for prices to fall.
They wait until they have just a little more saved.
Years go by.
Meanwhile, homeowners continue building equity.
No one has a crystal ball.
But history has shown that time in the market usually beats timing the market.
The best time to buy is when you're financially ready.
Let's figure out what that looks like for you.

Freddy F. Duarte
Call to text (512) 576-6115
[email protected]

08/05/2026

“You need to talk to Freddy.”

Those are five words that can truly change someone’s life.

Many people know I’m in the mortgage business, but they may not know exactly how to describe what I do.

I don’t just help people get a mortgage.

I help families understand their options, create a plan, and build long-term wealth through homeownership. Whether it’s a first-time homebuyer, someone refinancing, building a home, or investing in real estate, my goal is to educate, guide, and empower every client to make confident financial decisions.

I believe homeownership is one of the most powerful tools for building financial security and creating generational wealth.

If you know someone who is:
🏡 Thinking about buying their first home
🔑 Ready to upgrade or downsize
🏗️ Planning to build a home
💰 Looking to refinance
🤝 Or if you know a Realtor who values communication and exceptional service…

I’d be honored if you’d introduce us.

Sometimes the best referrals start with one simple sentence:

“You need to talk to Freddy.”

Thank you for trusting me with your friends, family, and colleagues. Your referrals mean more than you know.

Freddy F. Duarte
Mortgage Advisor
NMLS #265438
www.yourmortgageguyfreddy.com
Call/text: 512-576-6115

08/04/2026

Helping your children or grandchildren buy a home may be one of the most meaningful investments you ever make.

Today's housing market is challenging. It's not that the next generation isn't working hard. Rising home prices, higher interest rates, and student loan debt have made homeownership more difficult than ever.

It got me thinking...

Many families spend decades planning the inheritance they'll leave behind someday. But what if part of that legacy could be enjoyed while you're here to see the impact?

Your children may not need an inheritance at 60 as much as they need an opportunity at 30.

A gift toward a down payment can help them:
🏡 Start building equity years sooner
💙 Stop paying rent and begin creating wealth
📈 Build long-term financial security
🏠 Create lasting memories in a home they can truly call their own

The good news is it doesn't have to be an enormous gift. Even a modest contribution can make a significant difference.

If you're considering helping a child or grandchild purchase a home, let's have a conversation first. (call or text me to schedule a time at (512) 576-6115 There are specific guidelines for gift funds, and I'd be happy to walk you through the options to make the process as smooth as possible.

Sometimes the greatest legacy isn't what you leave behind. It's the opportunities you create while you're here to watch them thrive.

04/10/2026

What is the lowest rate I have closed in 23 years? What’s your guess? Freddy F. Duarte