MaryAnngazivodagrandluxrealty.com

12/23/2022

Beautiful ONS holiday party! Love being part of this with my son❤️👏

12/16/2022

Sold 220 St Johns Ave, Yonkers.
Congratulations to my seller, it was such a pleasure working with you!
Thank you for choosing me to take this journey, on to part II🌹👏

11/17/2022

What is a reverse mortgage?

As the name suggests, lenders make payments to the homeowner with a reverse mortgage. Payment options include a lump sum upfront, monthly payments across a certain amount of time, a line of credit, or some combination of these. These fixed- or variable-rate loans were created for older Americans looking to remain in their one-to-four family home or FHA-approved condo.

Government-backed reverse mortgages require borrowers to be at least 62 years of age to qualify, although private reverse mortgages may have slightly lower age thresholds.

Although the reverse mortgage itself doesn't require monthly mortgage payments, borrowers still need to stay current on their property taxes, homeowners’ insurance, and any homeowners association (HOA) dues.

Benefits of a reverse mortgage

Older Americans can take advantage of a reverse mortgage as a financial planning tool. Some notable benefits are as follows:

A tax-free way to increase cash flow
Pay off any existing mortgage or liens
Ease the strain of inflation and the rising cost of living
An alternative to pulling assets from equities and stocks in a volatile market
Closing Thoughts

Older homeowners should strive to take a holistic approach to their retirement plans. While there is no one-size-fits-all solution, a reverse mortgage can be a beneficial addition and alternative to traditional retirement strategies. The home is a large source of untapped capital for many senior homeowners- speak with your trusted mortgage professional about how a reverse mortgage can benefit your retirement plan today.

10/29/2022

08/29/2022

Now in contract! 220 St John’s Ave, Yonkers! Congratulations to my seller and buyers!

04/26/2022

Coming soon sneak preview!
Yonkers, desirable Lincoln Park neighborhood! Call me!

03/31/2022

In Contract ~ 45 Forest Court
MLS # 6165114

Buyers Agent ~ Mary Ann Gazivoda C-(914) 980-9015
W-(914) 273-9688

Mary Ann is an experience Real Estate Agent who is dedicated to providing her clients with excellent, personalized service. She strives to make her clients' journey easy and enjoyable, from start to finish! Mary Ann has great command of negotiations, inspections, closing process, etc., and vast resources to achieve your goals.

GrandLuxRealty.com
W-(914) 273-9688



We want to thank the LA; Danette Pasciuti for all her hard work on this deal.

05/07/2021

Can You Discard an Accepted Offer?
Buyers Face Off in Fastest Sales Ever
Even though more listings are hitting the market, homes are selling in an average of 43 days — 20 fewer than a year ago, according to realtor.com®. See how your metro area stacks up. http://email.nar.realtor/c/1bLC6Rj4dntv6i0uQAuYYED9Y9

Homes are selling in record time while new listings remain nearly 26% below pre-pandemic levels, realtor.com® reports.

04/16/2021

In Contract ~ 14 Washburn Avenue
MLS # 6098154

Listing Agent ~ John Calvello (845) 807-1154

Welcome to the Village of Wurtsboro, one of Sullivan Counties most notable and storied communities. Enjoy this 4 bedroom 2 full bath Cape Cod set upon a dead end road which offers peace and privacy. As you enter this cozy and charming home you have your living room with beautiful crown moulding to the left, up the hall to the right you have a full bathroom with two bedrooms, hardwood throughout bottom floor, or go left where you have your kitchen containing new appliances, and original country cabinets. Walk upstairs where you will notice two nautical windows letting in the sunlight. Upstairs has two more bedrooms including the master bedroom with another full bathroom. Upstairs is completely carpeted and has plenty of storage space. Home also contains a updated attached one car garage, which leads to a unfinished full basement where washer and dryer are located. This home is walking distance to Chase Elementary school, all stores and activities.

GrandLuxRealty.com
GrandLuxRealty.net
W-914-273-9688

03/25/2021

Spring cleaning season is upon us once again, but you might be wondering where to begin. Here are ten easy cleaning tips you can use to organize your home.