Caten Murphy, Charlotte, NC (2026)

09/21/2023

The perfect house DOES exist, it just hit the market, and you just might have to fight me for it (CAUTION: swipe at your own risk 🤤)

Here’s the deets:

📍Address: 1614 Brook Road, Charlotte, 28205
🛏 Beds: 5
🚿 Baths: 3
📐 Square Feet: 3,017
🏗 Year Built: 1950
🌳 Lot Size: 0.23
💰Asking Price: $1,280,000

The PERFECT mix of location (hey ), charm, and updates— I’m obsessed, that’s all I have to say. Tag a friend who needs this house— I’ll go first .joe_ 😉

Buyer Representation with eXp Realty l Listed by Regina Farmer with Regina Farmer Realty, LLC

09/19/2023

I wish kindergarten us could see us now!!

Over 20 years of knowing and to be able to guide him through buying his first home— it all just feels so full circle 🥹

Over the moon excited for LoSo’s newest resident and I can’t wait to see you make it yours, Taylor.

I know I talk about the pros of new construction all the time, but I’ve had this conversation so many times in the past week, I think it deserves to live here too. Here are 4 reasons why buying a new construction home is a no-brainer:

1. You know that new car smell? Try the new home smell. You are the first person to ever live in the home and EVERYTHING. IS. BRAND. NEW.

2. Warranties galooooreeee. Most all new construction homes come with varying warranties that cover anywhere from cosmetic defects to structural issues. That means if an issue were to arise, generally all you’d have to do is make a call.

3. This is probably my favorite one because you are building equity just by living in your home: in new construction developments, the price increases with every phase of the build. Which means the earlier you get in, the more appreciation potential you have (seriously, I’ve had clients walk in with $20k in equity just from when they signed the contract to when they signed the closing documents 🤯).

4. Most builders + their lenders offer REAAAALLLLLY good incentives that allow you to take advantage of upgrades in the home or savings on closing costs/buying down your rate. This can come in super handy in a market where rates are a little bit higher.

Interested to see if new construction might be the right move for you? Comment or DM me “new construction” and I’ll send ya a freebie guide 🙌

09/14/2023

ATTN: UNDER $500k IN SOUTHEND!!!

If getting in the home ownership game has been on your mind without sacrificing your favorite location, this might just be the sign you’re looking for to take that step 🙌

Here’s the deets:

📍Address: 1817 Merriman Avenue, Charlotte, 28203
🛏 Beds: 2 (+ a flex room)
🚿 Baths: 1
📐 Square Feet: 1,294
🏗 Year Built: 1945
🔨 Year Updated: 2021

Number breakdown:

💰Asking Price: $499,700
💰Estimated Down Payment (3.5%): $17,489.5
💰Estimated Principal + Interest (6.75%): $3,128

My favorite part? This home has the front porch charm nailed to a “T” while featuring tasteful updates throughout.. oh, and it’s walkable to pretty much anything you’d want to do.

Share with a friend who’s ready to start building wealth through real estate 🙌

Buyer Representation with eXp Realty l Listed by Stan Perry with Helen Adams Realty

*These are generalized + representative numbers based on today’s rates and don’t include variable numbers like taxes and insurance. Talk to a lender (DM me if you need a rec) to get an accurate picture for your situation*

09/13/2023

Real estate is about the long game. Your first home may not be in the location of your dreams or be the size, style, age, etc. of the home you want to grow old in and each home is generally a stepping stone to the next.

If you’re looking to enter the market, start where it makes sense for you NOW. Real estate values have, overall, risen for decades. And the past is generally the best indicator of the future.

If you want to end up in your dream home down the road, start small(er) NOW, build equity in your home, and upsize when you are ready (or build a rental portfolio!)

*Most* things in a home can be changed in time to add value and to better suit your needs or tastes. Don’t allow comparison or house envy to hold you back from starting now, start when and where you CAN so you can end up where you WANT.

Happy Wednesday 😘

*please note these numbers are a representation of a potential scenario and your numbers could differ. I always recommend talking to a financial professional*

09/13/2023

P.S. — Real estate is about the long game. Your first home may not be in the location of your dreams or be the size, style, age, etc. of the home you want to grow old in.

This is why your first home is called a STARTER home - it gets you started on the path towards your dream home.

If you’re looking to enter the market, start where it makes sense for you NOW. Real estate values have, overall, risen for decades. And the past is generally the best indicator of the future.

If you want to end up in your dream home down the road, start small NOW, build equity in your home and upsize when you are ready (or build a rental portfolio!)

*Most* things in a home can be changed in time to add value and to better suit your needs or tastes. Don’t allow comparison or house envy to hold you back from starting now, start when and where you CAN so you can end up where you WANT.

Happy Wednesday 😘

*please note these numbers are a representation of a potential scenario and your numbers could differ. I always recommend talking to a financial professional*

09/05/2023

Wanna know what a prepared home buyer looks like?

It’s — (Seriously, her spreadsheets should be sold on Etsy).

After a long trip around the country staying in multiple cities, Leslie finally landed on Charlotte to call her new home. She called me through a recommendation from friends after she wasn’t gelling with an agent she found online, and we went through her needs and wants list, got her pre-approved, and hit the ground running seeing houses. We ended up finding the perfect home in close proximity to the city with tons of land to for her to garden and let her pups run 🐶

Here’s the deal: Buying a home is nothing like it looks like on TV. There are things you need to pay attention to and things you need to ignore. When you know which is which, you’ll end up with a home you love and no regrets or surprises.

Pay attention to:
- Location, neighborhood, and distance from your work, schools, etc.
- Your budget + cost of improvements
- Your non-negotiables list
- Condition of major systems like HVAC and roof (Average roof replacement cost for a 2,000 sq. ft. home is $7,211 in 2023)

Ignore things like:
- Seller’s style and decor
- Clutter and disorganization
- Poor landscaping or j***y yard
- Rooms used for odd purposes

If you’re thinking of buying, save this post for later— or tag a friend who’s beginning the buying process. Questions about what the process looks like for you? Send me a DM!

08/31/2023

What do lakes, football, crabs, and 10k’s all have in common?

They’re all happening in Charlotte this weekend! Compiled a list of some of my fav things happening in the Queen City over the long weekend ⬇️

📍Friday

•Last Kids Picked Improv at - 8pm

•Lynyrd Skynyrd & ZZ Top at - 6:30pm

•First Friday Gallery Crawl in (named the Best Artsy Place to Take a Date 😉) - 5pm-9pm

📍Saturday

•UNC vs. USC at - 7:30pm - runs from 9am-12pm at Romare Bearden Park

•LDW Crab Feast at Park Road Park (all-you-can-eat crab legs - 3pm

•FestiFall NoDaHood Market - 100 small businesses, DJs, food trucks, drinks, and more! - 1-6pm

•Rent a boat + head out on either of Charlotte’s two lakes - Lake Norman or Lake Wylie and soak up some 🌞

📍Sunday

•Around the Crown 10k - Can’t beat the views as you loop around the QC on I-277 - 7:30am

•LDW Celebration at - 8am-7pm

•Front Porch Sundays at - 70+ local vendors, live music and food - 11am-4pm

📍Monday

•LDW Parade Uptown - 11am

•Matthews Alive LDW Festival in - shops, live music, exhibits, rides, parade, food, performances, and more! - 9am-5pm

What’d I miss? Let me know what you’re up to this weekend 👇

08/28/2023

99% of borrowers have a mortgage rate lower than 6% and of those, 28% locked in rates at or below 3% and 72% locked in rates at or below 4%.

This so-called “lock-in effect” is putting pressure on both sides of the market, as there aren’t as many sellers looking to move and buy at a higher rate, which in turn means there’s not as much inventory hitting the market.

As markets shift, buyers shift, which in turn causes sellers to shift. Let’s break it down:

In 2021/early 2022, buyers were lining up (literally) to get into a home. Multiple offers were driving already high prices even higher and people were waiving any contingency they could. Buyers justified this because even at the higher prices, they could see that over the life of the loan the low interest rate offset the higher purchase price.

As interest rates started to creep up over the last 12 months, buyer demand lowered. This not only put the active buyers in the position to negotiate on list price, but even better, they could negotiate terms that favor their situation (like buying down the rate to reduce their monthly payment).

Now, our inventory levels are extremely low and the houses that are coming on the market that are cute and ready to go are seeing buyers line up around the corner, while others that are not show-ready or priced correctly are sitting. This inventory crash won’t start to get better until rates come down… which is also going to bring more buyers back into the market 🤪 see the problem?

What are your thoughts on the inventory crash right now? Agents, what are you seeing in your market?

08/24/2023

PSA: If you are house-hunting, THURSDAYS are your day to look forward to for the most new listings to drop.

Why? Thursdays are the most popular day for new listings to appear as both house-hunters and real estate agents tend to plan their weekend showings toward the end of the week.

Here are some of my fav drops of the week:

1147 Linganore Place
•3 beds/2 baths
•$1,295,000
•Dilworth Neighborhood

2421 Commonwealth Avenue •3 beds/1 bath
•$499,900
•Chantilly Neighborhood

1717 Brook Road
•4 beds/4 baths
•$800,000
•Midwood Neighborhood

4742 Whetstone Court
•4 beds/2.5 baths
•$619,000
•Wessex Square Neighborhood

Want a list of the newly listed homes in the Charlotte market? Comment “NEW” below for a list delivered right to you inbox!

Buyer representation provided by with eXp Realty | Listing representation provided by Sherry George with Dickens Mitchener & Associates Inc., Mike Moulton with Bee Home Solutions, Inc., Kate Terrigno with Corcoran HM Properties, and Marshall Casselman with Austin Banks Real Estate Company LLC

08/22/2023

10/10 recommend exploring beautiful cities with your person 🤍

08/16/2023

[SAVE THIS] for future home inspo + if you’re in CLT, you can make turn that inspo into reality because this stunner is coming to market Friday and you will not want to miss it 🤩

Here’s the deets:

📍Address: 1218 Louise Ave, Charlotte, NC 28205
🏘️ Neighborhood:
🛏 Beds: 6
🚿 Baths: 4
📐 Square Feet: 3,483
🔨 Year Built: 2023
🌳 Lot Size: 0.17
💰 List Price: $1,425,000

My favorite part? You get a brand new house with designer touches around every corner, tucked on a tree-lined neighborhood street, yet you’re minutes from local favs in , , and — talk about best of all worlds!!

Want to see this stunner in person? Shoot me a DM to schedule your private tour— it WILL go fast!

Buyer representation with eXp Realty l Listing Representation .ryan with Realty One Group

Caten Murphy

09/21/2023

09/19/2023

09/14/2023

09/13/2023

09/13/2023

09/05/2023

08/31/2023

08/28/2023

08/24/2023

08/22/2023

08/16/2023

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