David Hanson Realtor

David Hanson Realtor Chattanooga & North Georgia real estate | REALTOR® David Hanson | Buying & Selling made SIMPLE.

Realtor on The Edrington Team with Bershire Hathaway Realty Center.

09/04/2026

Nobody I know saved a down payment with a windfall. The buyers who get to the closing table built a boring, consistent system: a fixed automatic transfer the day they get paid, one recurring expense redirected into the same account, and every bonus, tax refund, or gift sent straight to the fund before it became discretionary spending.
None of it is complicated — that's the point. Small and consistent beats big and occasional, every time.
Comment READY and I'll send you the free Homebuyer Readiness Scorecard so you can see exactly what you're building toward.

Some agents receive an appraisal report. Others descend from the ceiling through a field of red lasers while the school-...
09/03/2026

Some agents receive an appraisal report. Others descend from the ceiling through a field of red lasers while the school-pickup clock counts down.

Mission: Appraisable is based on the completely true feeling that every closing contains one task that should have been impossible.

What nearly turned your closing into an action movie?

A low appraisal can make a perfectly normal closing feel like the beginning of a superhero crisis.Fortunately, this agen...
09/02/2026

A low appraisal can make a perfectly normal closing feel like the beginning of a superhero crisis.

Fortunately, this agent arrived carrying strong comparable sales—and apparently enough strength to lift the entire house. Welcome to Action Comps #1.

What was the biggest plot twist in your closing?

09/02/2026

Building new in Chattanooga or North Georgia? Brand-new does not mean defect-free.
A new home may have fresh paint and a warranty, but it was still built by people, across dozens of trades, on a real deadline. An independent licensed inspector works for you — not the builder. Depending on the home, your contract, and local rules, inspections may happen at major milestones: before concrete, before drywall covers the systems, and again near completion.
This isn't about attacking your builder. It's about catching issues while they're visible and usually easier to correct. Ask what inspections your contract allows, who schedules them, and how documented items get resolved.
Comment READY and I'll send you the free Homebuyer Readiness Scorecard.

09/01/2026

Your home's been on the market, showings happen, and then… silence. Here's the feedback sellers never get to hear — what buyers actually say after showings, week after week: (1) "It's overpriced for what it is" — buyers have seen every house in your bracket. (2) Smell: pets, smoke, mustiness — some buyers walk right back out. (3) "It feels like a lot of work" — small deferred repairs read as one big warning sign. (4) Dark rooms and closed blinds. (5) They couldn't see past your stuff.
Buyers won't say any of this to your face. They just don't make an offer. Every one of these is fixable — most of them this weekend.
Comment SOLD and I'll send you the free Home Selling Readiness Score. It flags these exact issues before buyers ever see your listing.

08/31/2026

"I have to save every dollar of my down payment myself." If that belief has been running your timeline, here's a wider picture: depending on the loan program, down payment funds can sometimes come from gift money from family, certain down payment assistance programs, or other legitimate sources lenders recognize.
This isn't me saying you qualify for any of them — every program has its own rules and documentation requirements, and a licensed lender walks you through what actually applies. But there's more than one legitimate path to the closing table, and you have to know they exist before you can ask about them.
Comment READY and I'll send you the free Homebuyer Readiness Scorecard.

This one's from a buyer and seller in Harrison, TN.I don't chase reviews. I just try to make the process feel like someb...
08/30/2026

This one's from a buyer and seller in Harrison, TN.

I don't chase reviews. I just try to make the process feel like somebody's actually in your corner, and sometimes people say so afterwards.

Questions about your own move? My inbox is open.

08/28/2026

We already busted the 20% myth — today let's go one step further. There are loan programs designed specifically for buyers who don't have a massive amount saved up. I won't throw out a percentage and promise you'll qualify for it, because that depends on your loan program, your lender, and your situation — that's a licensed-lender conversation.
But the number in your head right now, the one that feels impossible? For a lot of buyers it's higher than what's actually required. Don't let an assumption you never verified keep you renting for years longer than necessary.
Comment READY and I'll send you the free Homebuyer Readiness Scorecard.

08/26/2026

The cheapest lot on the market can become the most expensive place to build — because the price of the dirt is only the cover charge. A steep lot may need major grading and retaining walls. A beautiful rural tract may need a long driveway, a well, septic approval, and expensive utility runs.
None of that means the land is bad. It means the land needs due diligence before it becomes your problem: legal access, zoning, utilities, septic or sewer, soil, drainage, slope, setbacks, and site-prep cost — with your agent, builder, surveyor, and the right soil, septic, engineering, or legal professionals on the team early.
Comment READY and I'll send you the free Homebuyer Readiness Scorecard. No pressure, just clarity.

08/25/2026

Your first showing isn't in person anymore — it's online, on a phone screen, at 10 p.m. And color is the first thing a photo communicates. Soft warm neutrals (warm whites, greige, light earthy tones) photograph bright, make rooms feel bigger, and give buyers a blank canvas. Bold accent walls, dark saturated colors in small rooms, and that dated builder-beige all work against you — buyers start pricing the repaint instead of falling in love.
A few hundred dollars of paint in the entry, kitchen, and main living areas is the best prep-dollar-to-impact ratio in this whole process.
Comment SOLD and I'll send you the free Home Selling Readiness Score — it covers exactly which rooms are worth painting before you list.

Address

400 E Main Street
Chattanooga, TN
37408

Telephone

+14235999907

Website

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