Ashtar Yakhnis - Real People realty

05/21/2026

Buyers STOP looking at houses before getting your finances in order!
Your credit score, debt, spending habits, and payment history can literally determine:
- If you qualify
- How much house you can buy
- Your interest rate
- Your monthly payment
Before buying a home:
• Pay everything on time
• Don’t open new credit cards
• Don’t finance cars or furniture
• Keep credit card balances LOW
• Start saving NOW
One bad financial move before closing can completely change your loan approval. I’ve seen it happen. The strongest buyers aren’t always the ones making the most money… they’re the ones who PREPARE.

Ashtar Yakhnis
☎️312-998-2638
Real People Realty

03/26/2026

🏡 Thursday Real Estate Tips! 🏡

Fall Home Maintenance: Protect Your Investment Before Winter

Before the cold hits our area, be proactive with these key steps:

- Clean Gutters & Downspouts: Prevent water damage and ice dams.

- Inspect Your Roof: Check for damaged shingles and leaks to avoid costly repairs.

- Seal Windows & Doors: Keep drafts out and heating costs down.

- Service Your HVAC: Ensure your system is efficient for chilly days.

Well-maintained homes hold their value, attract more buyers or renters, and save you money in the long run!

For more tips or expert advice on managing, buying, or selling, call Ashtar Yakhnis - Real People realty

04/23/2025

How to Save Thousands on a $600,000 Home Loan ‼️

A $600,000 loan at 6% over 30 years results in total payments of $1,295,028, more than DOUBLE the amount borrowed.

Making extra payments can seriously cut your interest costs:

• $50/week extra: Saves $123,464 in interest.
• $100/week extra: Saves $198,452 in interest.

Even small extra payments make a big difference. You’ll pay less in interest and pay off your mortgage faster.

03/29/2025

Listening broker Ashtar Yakhnis
Very beautiful 3 beds and 2 full bath located in very desirable Skokie neighborhood
Please let me know if you are interested.

(MRED as Distributed by MLS Grid) For Sale: 3 beds, 2 baths ∙ 1040 sq. ft. ∙ 3950 Fargo Ave, Skokie, IL 60076 ∙ $419,000 ∙ MLS # 12324115 ∙ Welcome to this beautifully updated 3-bedroom, 2-bathroom ranch-style home, lovingly maintai...

03/24/2025

Got a $400,000 mortgage at 6%?

That’s $863,352 in total payments over 30 years.

Want to cut that number dramatically?

👉 Add just $50/week → save $104,182 in interest

👉 Add $100/week → save $167,642

Same house.
Same interest rate.
But a smarter payoff strategy.

This is how you save six figures—without increasing your income.
Ashtar Yakhnis - Real People realty

03/05/2025

Your Credit Score is Holding You Back—Here’s How to Fix It:

1) Know Your Score – Check your credit report. You’re allowed a free one every year, so don’t wait!

2) Pay on Time – Late payments kill your score. Set up automatic payments if you need to.

3) Keep Credit Balances Low – Try to use less than 30% of your available credit. The lower, the better!

4) Mix It Up – Having a variety of credit (credit cards, loans) shows you can manage money well.

5) Limit New Credit Applications – Too many inquiries in a short time hurt your score.

A good credit score = lower interest rates, more opportunities, and more money in your pocket.

10/19/2024

Solar panels are a fantastic way to save on energy costs, but as a real estate agent, I’ve seen some common issues when representing sellers with them. It’s important to think about these potential challenges before you install solar panels, especially if you’re considering selling your home in the future. Just something to keep in mind!

1. Warranty headaches:
Warranties often don’t transfer to new owners, which can discourage buyers worried about future repair costs. It’s important to check if your warranty is transferable and share that info with potential buyers.

2. Installer troubles:
If the installation company has gone out of business, it can complicate repairs and warranty transfers, potentially slowing down the sale.

3. Financing hassles:
Many solar loans are tied to the original owner, and not all buyers want to deal with that. Being clear about loan terms can help avoid surprises.

4. Efficiency concerns:
Buyers may wonder about the performance of older panels. Providing recent maintenance records can help put their minds at ease.

09/19/2024

“Good news! 📉 The interest rate has just dropped, which could bring new opportunities for savings and investments. Stay tuned for more updates on how this change could impact you!”
Message or call me to help you find your dream place that you call home.

07/18/2024

Another successful closing! We secured a property for $276,400, which is $20,000 under the asking price of $297,900. While others are paying above asking price, we manage to negotiate great deals.

If you're thinking about buying, selling, or investing in real estate, please don’t hesitate to contact me. I will guide and lead you through the entire process.

Ashtar Yakhnis
Real People Realty
312-998-2638
---

07/04/2024

**Important Notice to Our Valued Clients**

We kindly request that you work with one real estate agent at a time. This ensures a smooth and respectful process for all parties involved. If you decide to switch agents, please inform the current agent out of courtesy.

Respect your word and make your real estate journey a positive experience for everyone.

Thank you for your understanding and cooperation.