Trish Luna-dealva Mortgage Originator at Guaranteed Rate NMLS 1561277

Trish Luna-dealva Mortgage Originator at Guaranteed Rate NMLS 1561277 I am a Mortgage Originator at Guaranteed Rate, Inc. dba Rate. Personal NMLS #1561277. Guaranteed Rate #2611.
3940 North Ravenswood, Chicago IL, 60613

A mortgage company who grows for good. We believe you’re amazing and can do anything you want in the world. Believe you can and you will. For licensing information, go to www.nmlsconsumeraccess.org | www.rate.com/licensing

With 10 years in the mortgage industry and 10 years in Financial Planning, I understand each person's financial situation is unique. Always looking at the big picture, I will

work closely with you to determine the short-term benefits of a product as well as the long-term impact on your financial life. Whether you are purchasing a new home or refinancing your current one, I will spend the time to go over all the details and help you find the right mortgage at the right time for you and your family. My goal is to provide a level of service and personalized care that inspires you to return to me for all your mortgage needs. The highest compliment I can receive is your confidence in referring me to your family, friends and coworkers.


3940 North Ravenswood, Chicago IL, 60613

06/23/2026

Your mortgage is just one part of the picture, not the whole story. When you understand what it actually costs to own, planning gets a lot clearer. I’ll help you break it down so you know what to expect from the start.
https://myoc.io/fqUioqa1hiR/6cJuM



NMLS # 1561277

06/22/2026
The Fed held rates steady this week, choosing patience while inflation remains elevated and the economy keeps growing at...
06/18/2026

The Fed held rates steady this week, choosing patience while inflation remains elevated and the economy keeps growing at a solid pace. For anyone weighing a move, that steadiness works in your favor. With rates holding, you can focus on your own goals instead of the market's next turn.

If you're thinking about your next step, I'm here to help you make sense of it. Let's map out something that fits where you're headed.
https://myoc.io/fqUioqa1hiR/4EGdx



NMLS # 1561277

The spring market showed more momentum than many expected. New pending home sales data points to renewed buyer activity ...
06/17/2026

The spring market showed more momentum than many expected. New pending home sales data points to renewed buyer activity across the country, even as mortgage rates held steady. For buyers and sellers, that could signal a market where preparation matters more than waiting for perfect conditions. Because pending sales reflect signed contracts, they can also offer an early look at where the market may be headed next.

Let's review what today's housing market trends could mean for your homeownership goals.
https://myoc.io/fqUioqa1hiR/ZR7nV



NMLS # 1561277

06/16/2026

Winning your dream home is full of excitement, but moving, not so much. However, with the right tips your move could be a bit easier. These are some of my favorites, what are yours?
https://myoc.io/fqUioqa1hiR/oJLV9



NMLS #1561277

06/15/2026

Escrow is designed to smooth out your costs over time. It’s one of the key terms that shapes how homeownership actually works. Instead of large, unpredictable expenses, you’re planning ahead each month. I’ll help you understand how it fits into your full payment.

Let's connect.
https://myoc.io/fqUioqa1hiR/nT6ml



NMLS #1561277

Knowing the numbers could give you an edge in a competitive market. With home sales reaching a peak in May, more America...
06/09/2026

Knowing the numbers could give you an edge in a competitive market. With home sales reaching a peak in May, more Americans are on the move. Increases in existing-home sales across the Northeast, Midwest and South suggest more homeowners are on solid financial footing.

Understanding the full housing breakdown could help you win your dream home.
https://myoc.io/fqUioqa1hiR/YOOLw



NMLS #1561277

06/08/2026

Closing costs are part of both buying and selling. The details can vary based on how each loan is structured. Seeing both sides helps you plan with clarity. Learn how you can structure the costs of your loan so it works best for you.
https://myoc.io/fqUioqa1hiR/8jSH5



NMLS #1561277

06/04/2026

I don’t just help people win their dream homes, I help them build the foundation for their financial future. As a home grows in value, it builds equity, which could be tapped into down the road. If you’re looking to know more about buying or what it could mean long term, let’s talk.
https://myoc.io/fqUioqa1hiR/Fh7Xh

NMLS #1561277

06/03/2026

If you’re on the fence, I’m here to help you out. Sometimes when homeownership feels far off, it’s actually closer than you think. Let’s talk and I’ll walk you through your different options.
https://myoc.io/fqUioqa1hiR/KSYr3



NMLS #1561277

Address

3940 North Ravenswood
Oceanside, CA
60613

Opening Hours

Monday 8am - 5:30pm
Tuesday 8am - 5:30pm
Wednesday 8am - 5:30pm
Thursday 8am - 5:30pm
Friday 8am - 5pm

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