Nate Craig NMLS # 1229979 - Mortgage Mate Nate

Nate Craig NMLS # 1229979 - Mortgage Mate Nate Mortgage Mate Nate here. Making mortgages make sense. I help buyers understand their numbers before they buy or refinance.

Mortgage tips, real talk, and a few dad jokes. Licensed Mortgage Lender | Arkansas • Missouri • Minnesota

06/18/2026

LTV is one of those mortgage terms you'll hear throughout the home buying process, but many buyers never get a clear explanation of what it actually means.
Simply put, Loan-to-Value compares the amount you're borrowing to the value of the home you're purchasing. It's one of the key factors lenders use when evaluating a loan and can impact everything from loan options to interest rates.
The good news? The math is much simpler than the acronym makes it sound.
The more you understand these mortgage terms before you buy, the more confident you'll feel when it's time to make decisions.
What mortgage term would you like me to break down next?

G'day from Mortgage Mate Nate with Rate.

06/16/2026

One of the biggest misconceptions I hear is people thinking a mortgage pre approval lasts forever.

In reality, most pre approvals are usually valid for around 60 to 90 days because your financial picture can change over time. Income, debt, credit, and even interest rates can all impact what you qualify for.

The good news is renewing it is often pretty straightforward if nothing major has changed financially.

If you’re thinking about buying a home this year but aren’t sure when to get pre approved, feel free to reach out. Happy to help you game plan the timing.

G’day from Mortgage Mate Nate at Rate

11445 Gabriel Ln, Bentonville, AR 727124 Bed | 5 Bath | 5,225 sqftPrice Reduced to $1,149,000Enjoy exceptional outdoor l...
06/13/2026

11445 Gabriel Ln, Bentonville, AR 72712
4 Bed | 5 Bath | 5,225 sqft
Price Reduced to $1,149,000

Enjoy exceptional outdoor living with, large pool with new liner (2025), wraparound front porch and cedar siding. Situated on 5 acres in a secluded subdivision just 6 minutes from Bentonville/Coler Mountain Bike Preserve. This home blends classic charm with modern updates, including a new roof in 2020. Perfect for entertaining - inside features hardwood floors, formal dining, formal living room with bay windows, fireplace, and french doors. The eat-in kitchen offers granite countertops, raised bar, electric cooktop, built-in oven and microwave, coffee bar, pantry, and abundant cabinetry. The adjoining family room includes beamed ceilings, built-ins, and a see-through fireplace with access to the porch. Main level (2,502 sf) includes a guest bedroom or potential primary suite, powder bath, and large utility room. Upstairs (1,593 sf) offers 3 bedrooms, full baths, and a spacious primary suite, private patio, tiled shower, soaking tub, and large closet. Walkout basement adds 1,155 sq ft, totaling 5,250 sf.

Listing Provided by: Jim Brandon
(479) 903-1960

🏡 Featured Friday✨ 400 Capri Street | Centerton, AR ✨💰 $350,000🛏️ 3 Beds | 🛁 2 Baths | 📐 1,624 Sq FtMove-in ready, beaut...
06/05/2026

🏡 Featured Friday
✨ 400 Capri Street | Centerton, AR ✨

💰 $350,000
🛏️ 3 Beds | 🛁 2 Baths | 📐 1,624 Sq Ft

Move-in ready, beautifully updated, and perfectly located, this Centerton home offers the kind of comfort and convenience buyers are looking for in Northwest Arkansas. Situated on a corner lot in the desirable Sienna Estates community, this all-brick, single-level home is surrounded by mature evergreens and thoughtful landscaping that provide year-round curb appeal. Inside, natural light pours through new casement windows, highlighting gleaming hardwood floors, quartz countertops, freshly painted cabinetry, and an open layout designed for easy living. A versatile flex room creates space for a home office, gym, or playroom, while major updates including a new roof, HVAC system, water heater, flooring, fence, and countertops mean peace of mind for years to come. Step outside to the expanded covered patio with added electrical, creating the perfect private retreat for morning coffee or evening gatherings. Just minutes from parks, trails, schools, and community amenities including a pool, clubhouse, playground, and fitness center, this home delivers exceptional value in one of Centerton's most sought-after neighborhoods.

📍 Listing Provided by
Beth Hey
Berkshire Hathaway HomeServices Solutions Real Estate
📞 479-271-2424

View Listing:
https://www.bhhssolutionsre.com/property/280-1349512-400-capri-street-centerton-AR-72719

🏡 Featured Friday✨ 4424 W Collins Circle | Rogers, AR ✨💰 $489,000🛏️ 4 Beds | 🛁 3 Baths | 📐 2,145 Sq Ft🌳 0.26 AcresLocati...
06/05/2026

🏡 Featured Friday
✨ 4424 W Collins Circle | Rogers, AR ✨

💰 $489,000
🛏️ 4 Beds | 🛁 3 Baths | 📐 2,145 Sq Ft
🌳 0.26 Acres

Location, updates, and a backyard built for entertaining make this Rogers home stand out from the crowd. Nestled in the established Berry Farm neighborhood just minutes from the UPTOWN District, I-49, shopping, parks, the Razorback Greenway, and top-rated schools, this meticulously maintained home offers the perfect balance of convenience and comfort. Inside, you'll find engineered hardwood floors, granite countertops, double ovens, a gas cooktop, cathedral ceilings, and a smart split floor plan featuring a spacious primary suite and a Jack-and-Jill bathroom connecting two secondary bedrooms. Step outside and you'll discover the true highlight of the home: a recently transformed outdoor entertainment space with a covered patio wired for sound, sunshades, a new ceiling fan, and plenty of privacy for gatherings with family and friends. With major updates including a newer roof and HVAC, this move-in-ready home offers the lifestyle buyers are searching for in Northwest Arkansas.

📍 Listing Provided by
Beth Hey | Berkshire Hathaway HomeServices Solutions Real Estate
📞 479-271-2424

Rob Hey | Berkshire Hathaway HomeServices Solutions Real Estate
📞 479-633-7171

View Listing:
https://www.bhhssolutionsre.com/property/280-1349495-4424-w-collins-circle-rogers-AR-72758

One of the biggest mistakes I see buyers make is focusing only on the home price and not the full monthly payment.Two ho...
06/01/2026

One of the biggest mistakes I see buyers make is focusing only on the home price and not the full monthly payment.

Two homes can cost the exact same amount and still have very different monthly payments depending on things like taxes, insurance, HOA fees, or PMI. That’s usually where people get caught off guard.

This is why I spend so much time upfront walking through the numbers with clients before they start shopping. When you understand how the payment is built, it becomes a lot easier to budget confidently and avoid surprises later.

If you’ve ever wondered why online payment estimates can feel all over the place, this is usually the reason.

If you have questions about what a realistic monthly payment could look like for your situation, send me a message and I’m happy to help break the numbers down with you.

G’day from Mortgage Mate Nate at Rate

There’s a lot that goes into buying a home, but one thing I never want clients to feel is alone or unsure during the pro...
05/30/2026

There’s a lot that goes into buying a home, but one thing I never want clients to feel is alone or unsure during the process.

My goal has always been simple: communicate clearly, guide people honestly, and make sure the numbers make sense from start to finish. So hearing feedback like this truly means a lot.

Huge thank you to Curtis for the kind words and for trusting my team and me throughout the process. Helping great people achieve homeownership never gets old.

And yes… I’ll probably still double check the numbers three more times just for fun 😅

-G'day from Mortgage Mate Nate with Rate

🏡 OPEN HOUSE WEEKEND ROUNDUP 🏡Looking for homes in Benton this weekend? Here’s your chance to tour some incredible prope...
05/29/2026

🏡 OPEN HOUSE WEEKEND ROUNDUP 🏡

Looking for homes in Benton this weekend? Here’s your chance to tour some incredible properties across a variety of price points and neighborhoods. Whether you’re searching for your first home, more space, or your forever home, these open houses are worth adding to your weekend plans. 👀

✨ Saturday, May 30 ✨

📍 6315 Worth Ave, Benton, AR 72019
💰 $450,000
🕑 2 PM – 4 PM
Listed by Amber Wood

📍 7750 S Shoreline Blvd, Benton, AR 72019
💰 $599,900
🕛 12 PM – 2 PM
Listed by Dwayne Page

📍 5918 Riviera Dr, Benton, AR 72019
💰 $930,000
🕐 1 PM – 3 PM
Listed by Aleisha McIntire

✨ Sunday, May 31 ✨

📍 423 W Narroway St, Benton, AR 72015
💰 $245,000
🕑 2 PM – 4 PM
Listed by Kerry Ellison & Gabrielle Jenkins

📍 720 Miller Cv, Benton, AR 72019
💰 $419,900
🕑 2 PM – 4 PM
Listed by Wayne Post

📍 280 Middleton Place Dr, Benton, AR 72019
💰 $584,900
🕑 2 PM – 4 PM
Listed by Misti Holland

Thinking about buying? Before you start touring homes, make sure you know exactly what your numbers look like so you can shop with confidence when the right one hits.

G’day from Mortgage Mate Nate with Rate

05/27/2026

One of the biggest mistakes I see buyers make is asking:
“How much house can I qualify for?”

…instead of asking:
“How much house can I comfortably live with month after month?”

Because the goal isn’t just getting approved. The goal is still enjoying your life after the mortgage payment hits every month.

Interest rates matter, absolutely. But so do your future plans, your lifestyle, your growing family, your career goals, and whether you still want to travel, save, or sleep peacefully at night without stressing over every Target run.

A good mortgage strategy should fit your life today and the version of your life you’re building over the next 5-10 years.

That’s why I always tell clients:
Buy the home that fits your future… not just the maximum number on paper.

-G'day from Mortgage Mate Nate with Rate

Today isn’t just about a long weekend or backyard barbecues.It’s about remembering the men and women who gave everything...
05/25/2026

Today isn’t just about a long weekend or backyard barbecues.

It’s about remembering the men and women who gave everything for something bigger than themselves. The freedoms we enjoy every day came at a cost paid by families across generations, and Memorial Day is a reminder to pause and honor that sacrifice.

As a dad now, days like this hit a little differently. You think about legacy, service, and the kind of courage that leaves a lasting impact long after someone is gone.

Wishing everyone a safe Memorial Day, and most importantly, a meaningful one.

-G'day from Mortgage Mate Nate with Rate

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3940 N Ravenswood
Chicago, IL
60613

Telephone

+14795442151

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