Chris Bratz Century 21ace Realty

04/05/2026

Thinking of buying here's a few guidelines to follow.
For more details. And guidance, give me a call (920) 418-3985
love to help you find your dream home 🏡

Financial readiness and budgeting
Assess your budget: Determine how much you can realistically afford, including the purchase price and ongoing costs like property taxes, homeowners insurance, utilities, and potential homeowner's association (HOA) fees.

Check your credit score: Your credit score significantly impacts your ability to get a mortgage and the interest rate you're offered. A higher score leads to better loan terms.

Save for a down payment: Aim to save a substantial down payment. Putting down at least 20% can help you avoid paying Private Mortgage Insurance (PMI).

Get pre-approved for a mortgage: This process strengthens your offer by showing sellers you are a serious and qualified buyer. It also helps you understand your loan options, such as fixed-rate or adjustable-rate mortgages.

28/04/2026

🏠 Are you waiting for a 20% down payment that you might not actually need?

One of the biggest myths keeping people from homeownership is the "20% Rule." In today’s market, many first-time buyers are getting the keys to their new home with as little as 3% to 3.5% down through FHA or specialized conventional programs.

Stop guessing and start planning. Let’s look at your options and see what I can do for you!

📞 Call/Text Chris Bratz: (920) 418-3985

🏢 Century 21 Ace Realty

11/04/2026

OPEN HOUSE Sunday 4-12-26 10am to 11am

Chris Bratz Century 21ace Realty (920)418-3985
Welcome home to this charming property with plenty of space to spread out and settle in. This home features four bedrooms and one full bath, including a convenient main-floor bedroom and laundry room, plus an additional bonus room. The large, detached garage provides ample space for parking and storage. Situated on a .This .95-acre lot on the outskirts of Chilton, directly across from the elementary school, offers a peaceful, country-like feel. Whether you are looking for comfort, functionality, or space to grow, this home checks all the boxes.

10/04/2026

OPEN HOUSE SUNDAY 10AM TO 11AM 422 COURT ST CHILTON

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08/04/2026

Chris Bratz - Agent of the Month

13/03/2026

Thats a photo of One of my cakes for your sweet day

Cake-a-licious by Chris Bratz (920) 418-3985

19/02/2026

When you make a Pabst's Blue Ribbon cake, you then discover you have a Hamm's enthusiast. these were such fun cakes to make, cheers to another year, you all.

Call anytime for ANY Special Event
Cake-a-licious will fulfill your dreams
(920)418-3985

08/02/2026

Call anytime for Real Estate Questions Your Home town Realtor
(920)418-3985 CENTURY 21 Ace Realty as for CHRIS BRATZ

28/01/2026

23/01/2026

“To give real service, you must add something which cannot be bought or measured with money, and that is sincerity and integrity.”
You know the drill...If your looking to Sell or Purchase your dream home. I am only a phone call way. (920) 418-3985