ZTI Realty

09/01/2026

08/18/2026

When you purchased your home with a VA-backed loan you used what is undeniably one of the best loan products on the market. With no money down and a government guarantee, few loans can match it. Another benefit of the VA loan is that it's assumable, an attractive feature if you are trying to sell yo...

08/11/2026

One of the most cost-effective renovation jobs you can perform is window replacement. In fact, according to Remodeling Magazine, you'll realize a nearly 73 percent return on the money you invest installing vinyl windows. Replacing wood windows returns nearly 79 percent of your investment. Saving Mon...

08/04/2026

Americans are getting back to work after a long, bleak recession. While unemployment rates have fallen in many cities across the nation, however, in a dozen or so states they have actually gone up. Despite an increasingly healthy economy, if you work for someone else there is no guarantee that you w...

07/28/2026

While it's easy to imagine that the mortgage process involves only yourself and the guy or gal behind the desk that takes your application, there are many people involved, each with his or her own duties. So, just who has their finger in your mortgage pie and why? The mortgage process typically has....

07/21/2026

The most important step in the home buying process, if you aren't paying cash, is securing a loan. You'll need to shop for a lender, compare loan products and get that all-important loan preapproval letter. Today we'll take a look at how to go about choosing a lender. Myth number 1 The...

07/14/2026

Financing the Mobile Home Purchase Not too terribly long ago finding a loan for a manufactured home was a nightmare. Many lenders simply refused to lend on them. Today, however, with the Federal Housing Administration (FHA) insuring loans for manufactured homes, financing has become a lot easier. .....

07/07/2026

When a buyer decides to make an offer on your home, his or her real estate agent will submit a signed purchase agreement. Once signed by all parties, this agreement constitutes a legally binding contract so it's important that you understand every single word. The five most important aspects of the....

06/30/2026

Whether you are moving down the street or across the globe, the thought of packing up all of your belongings and transporting them safely to your new home can be paralyzing. If you think of it as being akin to 'eating an elephant' (one bite at a time), it will all fall into place. Your first 'bite'....