Hanna Raanan, Clearwater Beach, FL (2026)

01/01/2022

Wish I could take credit for this one but I can’t. It’s soo appropriate though. Happy New Year!! And welcome 2022!!

12/25/2021

Merry Christmas to those who celebrate! If you don’t, enjoy the down time with your family. Only 1 week left in 2021! What are you planning for 2022? 🎄

11/26/2021

Happy thanksgiving!!! I’m so grateful for so many things: my husband, kids, family, friends and this amazing journey called life. And for everyone on here who is part of my social media journey to spread financial literacy to as many people as possible. Thank you from the bottom of my heart.

11/11/2021

Happy Veterans Day. To all those who served…thank you from the bottom of my heart for your service.

10/22/2021

How do you know if you have money blocks?

If you’ve ever set a goal but then don’t do what you need to to reach it, or you reduce what you’re aiming for to be more “realistic” or settle for a lower financial goal because your true goal seems to high…..you’re likely dealing with a money block.

3 ways to tell if you if you’ve got 💲💲blocks:
1. You reduce your money goals to be more “reasonable” or “attainable”.
2. You use the word “just” when describing financial goals (ie, I just want to make enough to cover ###x)
3. You don’t set clear subgoals to get to your “big” goal and then find ways to avoid doing things that will get you there.
Like if you’ve experienced any of the above? If so, which one?

10/17/2021

👂You may have heard that building wealth takes time. What does that mean exactly?

What it means is that the first few investments, and the first $million will be hard fought and probably take the most amount of time. It will feel like a slog, it may take years……but as you start to build, you also build momentum.

I look at it in three stages: Start-up (takes extreme effort, discipline, and time), Growth (also takes effort and discipline but is easier because you now understand the basic formula), and then 📈Scaling (you’re now building upon all the effort during the start-up and Growth phases, so effort is still required, but you get more return on the same effort now).

If you’re working on building wealth, what phase are you in? (Comment with the phase you’re in).

10/16/2021

Our family lost one of its patriarchs and I lost my grandpa Sam today. There are no words. All I can say is that he could not live in a world without his wife of 66 years and when she passed last year, it took the light out of his life. Dedushka, I will always miss you but at least you will be celebrating your 67th anniversary with Babushka. I love you both.

10/15/2021

Ok, so you keep hearing that you should “make your money work for you” but what does that actually mean?🤔 the simple answer of what this actually means is that you’re spending your money on things that will make you more money.

Here are 3 ways to make your money work for you:

1️⃣ spend $$ on learning a new skill or increasing your knowledge so you can make more earned income.

2️⃣ use earned income to fund investments that generate more money (aka: real estate, dividend paying stocks, etc).

3️⃣ use any $$ generated from investments to fund more investments. Keep recycling into investments until the $$ you make from investments alone is more than you’re earning from your job (and enough to pay for your life).

That’s what I mean by making your money work for you. And it changes everything when you get that first passive income check.

If you’re interested in learning more, DM me.

10/14/2021

💲🧱Money blocks typically manifest when you set goals for yourself: how much money do you want to make in your side business vs. how much you think you can make, or what quota you think you can hit for the month/quarter of your side gig.

When you tell yourself something like “It would be awesome to make $X, but I’d be happy with just getting to $Y”, or “I know that so-and-so makes $X and I’d love to do that BUT, I’m not aiming for that as my goal….I just wanted to make $Y (significantly lower that X)”.

There’s no wrong answer here…..and if you’ve decided that change is more important,

Taking no action = no change or results, so ultimately, think about what would you prefer: change or no change. If the answer is change, then you’ll have to do something different to get it.

10/12/2021

🤹‍♀️Juggling all the stuff you juggle as a full-time working mom is impossible….and now someone is telling you to try to add building wealth on top of everything? WTF!!

🤓Oh mama, I feel you. I realized years ago that my law practice, as much as I loved it, wasn’t going to set up the financial stability I wanted for myself or my family….

so I started looking for something else. What I found was that I had been focusing on the wrong things.

What I needed was freedom of choice that only comes with having multiple streams of passive income.

Here are some things you can do to get started:

1. Figure out how to maximize your income at your existing job (raises, promotions, bonuses, commissions, etc)
2. Start a side hustle (extra $$ for investing) (can be anything: create an online course and sell it, amazon FBA, drop shopping, MLM/direct sales, sell something you make, etc)
3. Invest in real estate (have $$ coming in every month). I like real estate because I can see it, but if you prefer stocks, you can do that…I recommend investing in ones that pay dividends out.
Follow me for more tips. If you’re a professional mom who would like to get unstuck in your financial life, DM me the word “UNSTUCK” to get my free Guide to getting financially unstuck.

10/11/2021

🧐What you identify with, and the story you tell yourself about what you’re doing (for money, work, or generally), is a funny thing. When you get stuck in one “Identity”, it could close you off from opportunities to build the life you truly want.

👩‍💼👩‍⚕️👩‍🏫For example: If you’re a professional mom who takes pride in her work, her degree, training, education, experience, etc., it can be difficult to branch away from that. Not saying you have to go start a side gig…..but what about the stress of having limited time with your kids, or the stories you tell yourself about the time you need away from them….all while also feeling immense guilt about the fact that you need it….or the inability to do certain things because you’re on a tight budget..,,

What if using your job to set up a financially secure future was possible - and could give you the best of both worlds? Here are 3 tips on how to do this:

1. Get clear about what your ideal life looks like: Does it include your current job (its perfectly fine if it does)? And what do your actual days look like if you’re living your ideal life. Be specific and clear about what YOU actually want…down to the amount of help you want, when you want to be able to do certain things (i.e. exercise during the day instead of early morning or late at night, etc.)
2. Figure out how much $$$ you need to be earning to make that life possible.
3. Get honest about whether your current job can provide or offer that. There’s two ways to use earned income to build income streams through investments: save $$, or earn more. Saving $$ to invest is possible but it takes ALOT longer to get where you want to go if you’re only doing this…..I’m talking it could take decades. Earning more may or may not be possible in your job alone. If it is, great! Take advantage and do what you need to. If not…explore how else you can ⬆️ your income.

✳️Last but no least, start implementing the changes needed to get as close to you ideal life as possible. That’s the fun of life after all….isn’t it. To try new things and see if they’ll work out?
Follow me for more.

10/08/2021

⁉️To fund your 401k or not to fund your 401k, that is the question……

Unpopular (and a very lawyerly) opinion: 🧐Whether you put money in a 401k depending completely on you and your habits.

✅If you are disciplined enough to put money away every paycheck into a storage account that’s earmarked for investment (and actually study and learn about some type of investment enough to do it), then NO….don’t fund a 401k. It’ll only tie up your money, and allow mutual funds to make money on your money instead of you. See my post for how they do this.

🛑If you’re not disciplined, or not interested in being disciplined, then maybe using a 401k is a good option, but again, keep in mind that you’re tying your money up until 72 (or maybe later by the time you get to retirement) and even when you do withdraw it, you’ll have to pay taxes on it when you draw on it in retirement (because it’s still considered income - the taxes are just deferred if you put it into a 401k).

BUT! A 401k will NOT help you build wealth. It will help someone else use your money to make more money, but it won’t make you rich.
➡️Want to learn more? DM me “401k” to get my free 401k Pros and Cons sheet.

Hanna Raanan