Michelle Bowles - Mortgage Loan Originator

Michelle Bowles - Mortgage Loan Originator www.MichelleBowles.com Purchase & Refinance Mortgages Conventional, VA, FHA, First Time Home Buyers
Broker/Owner Clayhouse Mortgage LLC
NMLS #2528999 & 188571

A fiercely passionate woman who is wholly devoted to her family, dynamic mortgage professional, educator, fun haver, singer, foody, wine lover, borderline workaholic, outdoor enthusiast, optimist, consummate overachiever, extroverted introvert (yes that is a thing;), overcomer, purger, mess cleaner upper, seriously awesome organizer, and generous giver. Today, I’m happy and fulfilled being all of

these things. Professionally speaking, I understand the art leveraging what you have to get what you want, during the loan process. I've worked very hard for over 20 years to develop a flawless reputation as an industry expert! Backing me up, my company has the systems, personalized support, and an unparalleled team to provide service at unheard of levels in today's market. Plus, there is hardly a loan type I can't provide my qualified clients, but here's a small snapshot:

VA, FHA, USDA, and Conventional! FHA and VA streamline refinances with no appraisal. (No credit score required on FHA)
Construction loans. Manufactured Homes. Jumbo loans

I thrive on a challenge and enjoy under promising and over delivering. It’s what keeps me client facing rather than transactional so that I can make serving families the biggest part of what I do. Yes, I live in the world of common sense lending...with a lot of awesomeness sprinkled in for good measure. If you have questions about the home buying process or any mortgage questions, you can reach me at (719) 492-8858 or [email protected]

Michelle Bowles, NMLS 188571
Clayhouse Mortgage, NMLS 2528999
Broker, Owner
(719) 492-8858 Talk or Text
[email protected]
www.MichelleBowles.com

Business owners! See you April 2nd!
03/06/2026

Business owners! See you April 2nd!

See you in one week!
01/28/2026

See you in one week!

The First Thursday of every month, we get together to "talk shop"! If you are a real estate agent, JOIN US!
12/02/2025

The First Thursday of every month, we get together to "talk shop"! If you are a real estate agent, JOIN US!

08/11/2025

HAPPY BIRTHDAY CLAYHOUSE MORTGAGE!

Two years ago, we took a leap of faith and opened the doors to Clayhouse Mortgage with one mission in mind:
💥 To offer smarter, more strategic, more human mortgage solutions—built on experience, transparency, and heart.

And today, we’re celebrating TWO incredible years in business! 🥂

✅ Countless families served
✅ Dream homes made real
✅ Lifelong relationships built
✅ And the most amazing clients and partners we could ever ask for!

This milestone means more than just a number.
It’s a reminder of the trust you’ve placed in us, the late nights, the big wins, and the everyday moments that make this work so rewarding.

If you’ve worked with us, referred someone our way, or cheered us on—THANK YOU. 🙏
You’re part of this story. And we’re just getting started.

Here’s to year three—and beyond! 🏡✨

08/07/2025

⏱️ In a world of instant everything—fast food, 2-day shipping, same-day appointments—it's no wonder so many buyers assume homeownership should be just as quick.

But here’s the truth 👉
The best home buying opportunities aren’t always instant.

They take time.
Time to prep your credit.
Time to stabilize your income.
Time to build the reserves that give you real power.

🏡 Homeownership isn’t out of reach—it just might take a little longer than TikTok makes it seem. And that’s OK.

The key is to start before you think you're ready.
With the right guidance, I can help you:
✅ Understand what’s holding you back
✅ Create a step-by-step game plan
✅ Move from “maybe someday” to “we’re ready now”

If you want to buy a home—don’t wait until you're "perfect."
Start the conversation early.
Let’s make a plan that works on your timeline. 💬

There is still time and we have a few spots left!
04/15/2024

There is still time and we have a few spots left!

The calm after the storm?
03/20/2024

The calm after the storm?

Today's Market Summary Report

If you are wondering why rates are still so volitile, read this!
03/20/2024

If you are wondering why rates are still so volitile, read this!

Today's Market Summary Report

Address

Colorado Springs, CO

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+17194928858

Website

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Our Story

A family first, fiercely loyal mortgage team looking to earn your business! Michelle, badass mortgage professional, educator, fun haver, singer, foody, wine lover, borderline workaholic, outdoor enthusiast, realist, consummate overachiever, extroverted introvert, overcomer, purger, mess cleaner upper, seriously awesome organizer, and generous giver. Logan, hardworking perfectionist, thrill seeker, snowboarder, salt life, sports enthusiast, movie lover, music maker, extra extroverted, jolly green gentle giant! Professionally speaking, we understand the art leveraging what you have to get what you want, during the loan process. For over 18 years our team has worked hard to develop a flawless reputation as industry experts! Backing us up, Northpointe has the systems, personalized support, and an unparalleled team to provide service at unheard of levels in today's market. Plus, there is hardly a loan type we can't provide our qualified clients, but here's a small snapshot: VA, FHA, USDA, and Conventional with automatic approvals OR as manual underwriting (yes, even on Conventionals) Loan origination in all 50 states. FHA and VA streamline refinances with no appraisal. (No credit score required on FHA) Doctor loans. Construction loans. Land loans. Manufactured Homes. Down Payment Assistance. Jumbo loans Second Mortgages and Home Equity Lines of Credit And amazing portfolio products for those situations where common sense says yes, but everyone else says no.

True direct lender, working with all the government agency and conduits, which make extra rules nearly non-existent. We are also earth friendly and high tech, meaning, there won’t be a mile high stack of papers to sign at application. We make the process streamlined and electronic with the highest level of security. You won’t be to brow beat for excessive documentation. Plus, most of the mortgages we originate are serviced in-house rather than sold off. Making our team your only point of contact throughout your loans life. We never back down and we love a good challenge! We enjoy under promising and over delivering. It’s what keeps our team client facing rather than transactional so that we can make serving families the biggest part of what we do. We aren't the biggest, or the cheapest, but do strive to give the highest value for the lowest cost putting all of our brain power, expertise and experience to work for you! If you have questions about the home buying process or any mortgage questions, you can reach us at (719) 492-8858 or e-mail [email protected]