Iryna Ivanyshyn

Iryna Ivanyshyn Realtor in Colorado Springs 🏔️
Military Spouse 🎖️
Helping First-Time Buyers & VA Families 🏡
PCS Moves
VA • Resale • New Builds

05/08/2026

What does that actually mean for YOU?👇

✨ Example:Your actual locked rate could be 6.5%BUT your payment is calculated at 5.5% for the first year.

That means:✔️ Lower monthly payment for year 1✔️ More breathing room after closing✔️ Time to settle in, furnish the home, or adjust to new expenses✔️ Opportunity to refinance later if rates drop

This can be HUGE for:• First-time buyers• Military families PCS’ing to Colorado Springs• Buyers waiting for rates to improve• Anyone wanting a lower payment in the beginning

The lender covers the difference during that first year, which can save buyers thousands. 👏

⏰ Timeline:This program is available now through the end of June 2026 (unless guidelines change earlier).

Being a military spouse is not easy.Holding down the house while they’re deployed, away for training, or gone for weeks ...
05/08/2026

Being a military spouse is not easy.Holding down the house while they’re deployed, away for training, or gone for weeks at a time… taking care of the kids, homework, business, work, appointments, late nights, and still showing up every single day like nothing happened.

Some days are exhausting. Some days feel lonely. But military spouses are some of the strongest people I know. 🤍

Today I just want to celebrate YOU.The women (and men) behind the uniforms who keep everything together while carrying so much on their shoulders.

I’m so proud of how strong we are. 🇺🇸✨

05/07/2026

Not to be dramatic…
But this is exactly how people become HOUSE POOR after buying a home 👀

1️⃣ They only budget for the mortgage payment and forget about property taxes, insurance, utilities, HOA fees, maintenance, and all the little monthly expenses that come with owning a home.

2️⃣ Just because the lender approves you for a certain amount doesn’t mean that’s the payment you’ll actually feel comfortable with long term. Your home should fit your lifestyle — not take away from it.

3️⃣ They spend every dollar at closing. Down payment, closing costs, moving expenses… and suddenly there’s nothing left for emergencies, furniture, repairs, or life happening.

4️⃣ They take advice from friends, coworkers, TikTok, or Zillow instead of building a real strategy with professionals who can explain the long-term financial picture.

The goal of homeownership is to build stability and wealth — not stress. 🏡

That’s why I always help my buyers look at the FULL monthly picture before making a decision, especially first-time buyers and military families relocating to Colorado Springs.

If you’re planning to buy in the next 6–12 months and want to know what budget actually makes sense for your lifestyle, send me a message and let’s set up a consultation ✨

05/07/2026

I talk to so many people who feel like they’re “not ready” to buy yet… and honestly, most of the time they’re a lot closer than they think.

Buying a home can feel overwhelming between credit, monthly payments, closing costs, interest rates, and not knowing where to even start. But you don’t need to have everything figured out before reaching out. That’s literally what I’m here for.

As a real estate agent in Colorado Springs working with a lot of first-time buyers and military families, my job is to walk you through the process step by step, explain your options, connect you with trusted lenders, and help you make smart decisions for your future — without pressure.

Sometimes the hardest part is just taking the first step.

If you’re thinking about buying in the next 6–12 months and want a realistic plan based on your situation, send me a message and let’s schedule a consultation. 🏡✨

05/07/2026

A lot of my VA buyers think “0% down” means you don’t need money upfront at all… and then get surprised during the process 😅

YES — VA loans can be 0 down payment 👏
BUT there are still some expenses buyers should be prepared for:

✨ Earnest money deposit
Usually around 1% of the purchase price and sent to the title company once you’re under contract. (It goes toward your closing costs later.)

✨ Inspection costs
Buyers usually pay for home inspection, sewer scope, radon, etc upfront.

✨ Closing costs
If the seller doesn’t offer credits, buyers may need to cover their own closing costs — amount depends on the price, taxes, insurance, lender fees, and loan terms.

The good news?
A strong realtor + lender can help negotiate seller concessions to reduce how much you bring to closing 👀

VA loan is still one of the BEST loan programs out there for military families 🇺🇸

Comment “VA” if you want a breakdown based on your price range in Colorado Springs 🏡

05/07/2026

POV: you thought homes in Colorado Springs all looked the same… until this one 👀

✨ 5 bedrooms
✨ Main-level primary suite
✨ Walk-out basement with wet bar
✨ Private hot tub + massive backyard
✨ Cul-de-sac in Stetson Hills
✨ Multi-generational living setup

This is the kind of home that makes you want to host every holiday 😂🏡
Comment “INFO” for price + details.

Home in Louisville today for my out-of-state clients 🏡So excited for this one and such a pleasure working with such kind...
05/06/2026

Home in Louisville today for my out-of-state clients 🏡
So excited for this one and such a pleasure working with such kind people throughout the process. ✨

05/06/2026

That can mean:
✨ Closing cost assistance
✨ Lower rates
✨ Grants or credits
✨ Special loan programs

A lot of people don’t even realize these programs exist until they start talking to a lender.

If you work in one of these fields and want to see what options are available in Colorado Springs, send me a message and I’ll connect you with lenders that offer them 👏

05/06/2026

If the seller locked in a rate around 2%-4%, this could mean:
✨ Lower monthly payments
✨ Less interest paid over time
✨ More buying power

But here’s the catch:
✔️ You still need to qualify with the lender
✔️ You may need cash to cover the gap between the loan balance and purchase price
✔️ Not all FHA & VA loans are assumable

In today’s market, assumable loans can be a huge advantage for buyers in Colorado Springs 🏔️
📌 Save this for later
👍 Like if you want more home buying tips
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💬 Comment “HOME” if you’d like a list of assumable homes in Colorado Springs

05/06/2026

This builder is offering 👀
✨ Up to $30K in incentives
✨ Rates in the MID 2’s
✨ Finished basement
✨ Quartz countertops
✨ Appliances + blinds included
✨ Golf course views ⛳️

Comment “HOME” below to get more info on this home and all available inventory under $450K in Colorado Springs 🏡🔥

05/05/2026

1. Colorado Springs is NOT a small duty station
“On the map it looks easy… in real life you’re driving 25–40 mins 😅”

2. ‘Close to base’ depends on YOUR gate
“Gate traffic will humble you real quick 🚗💀”

3. Every side of town feels different
“North = newer + pricier
East = more new builds
South = closer to Carson”

4. Your payment isn’t just your loan (PCS surprise)
“Metro taxes, insurance, HOA… it adds up 👀”

5. Don’t fall for a pretty house during PCS
“You can upgrade the house later… not the location”.

If you’re PCSing to Fort Carson, don’t pick a house based on Zillow alone.
Let’s find you the right area BEFORE you move📍🏔️

Address

Colorado Springs, CO
80918

Telephone

+15599989415

Website

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