Simply SOLD By Monica

09/20/2025

FreddieMac: Mortgage rates decreased yet again this week, prompting many homeowners to refinance. In fact, the share of mortgage applications that were refinances reached nearly 60%, the highest since January 2022.

09/11/2025

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Happy JPAR Anniversary to our September Agents!
A special shout-out to Monica Hoover for reaching 5 years with JPAR Magnolia Group.
We can not thank you all enough for being part of our family — here’s to many more years of success together!

08/06/2025

Mortgage rates are plunging as the financial markets try to make sense of the poor July jobs report.⁠
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The average rate on a 30-year mortgage fell to a 10-month low of 6.57% on Monday, down from 6.74% on July 28, according to Mortgage News Daily.⁠
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Home buyers and homeowners looking to refinance may be wondering if it’s a good time to jump in, or if they should wait to see if rates drop even further.⁠
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That’s a tough decision at a time when the U.S. economy’s future looks uncertain and finding a new job has gotten harder for people in search of work. People have been putting off buying homes due to uncertainty about the economy, according to a recent survey by Bright MLS.⁠
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But at the same time, many buyers and homeowners have been waiting for mortgage rates to drop. At present, “there’s a lot of opportunity out there for both home buyers and homeowners,” Alex Elezaj, chief strategy officer at United Wholesale Mortgage, told MarketWatch.

07/01/2025

06/07/2025

Consistency isn't about perfection—it's about showing up for yourself and your dreams, day after day. Wherever you are in your journey, we see you. Keep going, you’re building something meaningful.

06/07/2025

A beautiful landscape can make a big difference when selling. From front porch staging to strategic lighting, small changes can have a big impact. https://bit.ly/4jC93DQ

05/14/2025

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How hot is THIS? Columbia was recently named the 7th hottest housing market in the country by U.S. News and World Report! Citing our blend of big-city amenities and lower housing costs as a factor in determining the accolade, the article also mentioned Columbia as one of the most resilient markets for its ability to improve year-over-year. Read more: https://bit.ly/3yNKYYQ

05/14/2025

04/01/2025

03/25/2025

Calling all educators, licensed medical professionals, active military or veterans, first responders, and law enforcement officers! Palmetto Heroes is now open for 2025! Qualified applicants can get $10,000 in forgivable down payment assistance and a low interest rate. Don’t wait- funds are limited! Contact a SC Housing participating lender to see how you can apply! To learn about this great program, visit https://schousing.sc.gov/homebuyers/programs-homebuyers/palmetto-heroes.