The Kestner Mortgage Team - NEXA Lending

The Kestner Mortgage Team - NEXA Lending Joshua Kestner | Mortgage Broker
NMLS #1425463

Whether you're a first-time homebuyer or looking to refinance, let's tee up your financial future together.

Reach out today, and let's hit a hole-in-one with your mortgage needs!

July was my best month ever in both funded loan volume and funded units. 🎉I'm incredibly grateful to my clients and refe...
08/01/2026

July was my best month ever in both funded loan volume and funded units. 🎉

I'm incredibly grateful to my clients and referral partners for trusting me throughout the process. Every closing is an opportunity to help someone achieve homeownership, and I don't take that for granted.

Now it's time to build on the momentum. Here's to setting even bigger personal bests and helping even more families in the months ahead! 💪🏡

Way back in the 1930’s, if you didn’t have enough money to buy a house outright, there wasn’t much you could do in the w...
07/15/2026

Way back in the 1930’s, if you didn’t have enough money to buy a house outright, there wasn’t much you could do in the way of obtaining property.

So the insurance companies of the time had a brilliant idea:

Give people the chance to own a house by means of a loan, but with a catch – if you failed to make your payments, they would have the right to take your property!

The banks, ever opportunistic as they are, thought this was a great idea.

And thus, the great American mortgage was born!

We don’t think it’s so nice that they’d take your house when times get tough, which is why we are proud to offer mortgage assistance to those who are in need of a little helping hand :)

Call us today at [insert custom variable] and we’ll be happy to get you the assistance you need, with great rates and a smile on our face!

I had a dream last night where every time I took out a dollar from my wallet, it would fill up again with 100’s. I went ...
07/08/2026

I had a dream last night where every time I took out a dollar from my wallet, it would fill up again with 100’s.

I went straight to a chocolatier and bought their entire stock.

Woe to inflation!We are here to ease your mind about your mortgage payments, and get you through to the other side! Give...
07/02/2026

Woe to inflation!

We are here to ease your mind about your mortgage payments, and get you through to the other side! Give us a call today to see how we may be able to help your combat the unsavory conditions of today’s market :)

We proudly offer mortgage assistance to those who need it most. We love that we can make a difference within our beloved...
06/25/2026

We proudly offer mortgage assistance to those who need it most.

We love that we can make a difference within our beloved community, and the loving feedback we receive continues to fuel our passion and put a smile on our faces!

To every one of our clients, we thank you from the bottom of our hearts ❤️

Incoming – a hot mortgage tip to save you big in the long run!Try making payments every two weeks instead of once per mo...
06/17/2026

Incoming – a hot mortgage tip to save you big in the long run!

Try making payments every two weeks instead of once per month.

So a normal 30-year loan will come with 360 payments – 12 per year. But check this out:

If you take your monthly payment, divide it in half, and pay that amount bi-weekly, you will end up making the equivalent of one extra monthly payment each year, while saving big on interest over the long run!

For example, a 30-year, $200,000 mortgage at 4% will translate to about $11,460 a year. With a biweekly payment schedule, you’ll be paying $12,400 per year. Yes, it's a bit more. But here's why it's a good idea…

Over the lifetime of the loan, you would save $23,000 in interest – holy mortgage, Batman!

I can think of a couple things I would do with an extra $23,000…

So give it a shot!

Here’s one for you:A 20% down payment is required to get a mortgage…
06/11/2026

Here’s one for you:
A 20% down payment is required to get a mortgage…

Inflation giving you the blues? We’re happy to help if you’re struggling to make those mortgage payments. But we’d be ev...
06/03/2026

Inflation giving you the blues?

We’re happy to help if you’re struggling to make those mortgage payments.

But we’d be even happier if you never needed to come to us in the first place – so here’s a tip you can use to save money on your mortgage:

Even though a 15 year mortgage will have a much lower interest rate than a 30 year mortgage, you are tasked with making monthly payments that are considerably more expensive – and that may be too much to handle.

So why not take out a 30 year mortgage, but pay it off quicker?

The great thing about this is, you can make payments as if it is a 15 year loan, but without the added stress and responsibility of the higher minimum payment.

That way if you ever find yourself in trouble, you’ll have a much easier time making those minimum payments.

Just watch out that your mortgage doesn’t include a prepayment penalty – that would put a serious damper on your plans.

Even though we would miss your company, we’d be happy to know that you are succeeding in building the life of your dreams, without any worry of losing your home.

After all, we are here to help :)

Address

Columbus, OH

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