The Lindsey Powell- TN Realtor

09/04/2026

Think buying your first home in the Upper Cumberland means you need perfect credit, 20% down, or a crystal ball? Let’s bust a few common myths.

MYTH: You must have 20% down.
FACT: Not always. Loan programs and eligibility vary, so talk with a qualified lender about your situation.

MYTH: You need perfect credit.
FACT: Credit requirements vary by loan program and lender. A conversation early can help you understand your options.

MYTH: You should shop for homes before talking to a lender.
FACT: Understanding your budget early can make your search more focused and less stressful.

MYTH: The asking price is always the home’s value.
FACT: Market value depends on the property, comparable homes, and current market conditions.

That’s where Build. Thrive. Close. comes in. We’ll help you build a smart plan, thrive through the process, and close with confidence: without the pressure.

Ready to start with questions? Call or text the pre-qual hotline at 931-329-5424, then let’s map out your next step.

Lindsey Powell, Tennessee REALTOR®
931-369-2165 | 931-340-5520
[email protected]
The Real Estate Collective | 931-559-9500

09/02/2026

Your offer was accepted: congratulations! But the journey to the keys is not over yet. This is where having a steady guide matters, especially here in the Upper Cumberland market.

Here’s what typically happens next:

1. Inspection: A professional inspection helps you understand the home’s condition and identify items that may need attention before closing.

2. Appraisal: Your lender orders an appraisal to confirm the home’s value supports the loan amount.

3. Financing and underwriting: Your lender reviews income, assets, credit, and paperwork. Responding quickly to requests helps keep everything moving.

4. Final walkthrough: Shortly before closing, you visit the home one more time to make sure agreed-upon repairs are complete and the property is in the expected condition.

5. Closing day: You sign the final documents, funds are transferred, and then: keys in hand: you officially become a homeowner!

There are a lot of details between an accepted offer and the closing table, but you do not have to navigate them alone. I help coordinate the process, keep you informed, and make sure you know what comes next.

If you’re thinking about buying in the Upper Cumberland, call or text me: or reach out to the pre-qual hotline at 931-329-5424. Let’s map out your next step.

Lindsey Powell
The Real Estate Collective
931-369-2165 | 931-340-5520
[email protected]

Build. Thrive. Close.
It’s more than a tagline; it’s my mission.

08/31/2026

The Upper Cumberland market is shifting: but the data does not point to a market simply collapsing.

According to the Upper Cumberland Association of REALTORS® / UCARMLS, current as of August 7, 2026:

January–July 2026:
• 1,806 residential sales vs. 1,643 in 2025, up 9.9%
• Median sold price: $323,000, up 3.5%
• Average sold price: $367,021, up 4.5%
• Average days on market: 109 vs. 101 in 2025: homes are taking somewhat longer overall
• Dollar volume: $661 million vs. $481.9 million, up 13.6%

July 2026:
• 289 sales vs. 296 in July 2025, down 2.4%
• Median sold price: $332,450
• Average sold price: $384,931
• Average days on market: 98: the fastest monthly pace of 2026
• Dollar volume: $111.1 million

What does this mean? Sales and prices remain active, while longer average marketing times and more price adjustments may give some buyers more room to negotiate. Conditions vary by county, neighborhood, property type, price point, and property condition.

That’s where I come in:

Build a smart plan based on your budget, financing, timeline, and goals.

Thrive with clear guidance through showings, inspections, appraisals, and negotiations.

Close with confidence and fewer surprises.

If you’re thinking about buying in the Upper Cumberland or relocating to Tennessee, call or text the pre-qual hotline at 931-329-5424. You can also reach me directly at 931-369-2165.

Follow along for more local real estate updates, and send this to a friend planning a move to Tennessee.

Lindsey Powell
The Real Estate Collective | 931-559-9500
[email protected]

08/29/2026

Weekend plans sorted! The ♥️♠️RECO Open House Poker Run ♣️♦️is happening today and tomorrow.

• Collect playing cards as you tour featured homes across town
• Check the flyer attached below for full property stops and event rules
• Stop by my open house at 418 Kenway St. today from 12:30 PM to 2:00 PM to grab your card and tour the home

08/29/2026

08/28/2026

Ready to visit open houses, collect cards, and win a Blackstone griddle? 🃏🏡🔥

Join the RECO Open House Poker Run on Saturday, August 29 and Sunday, August 30, 2026!

Here’s how to play:
• Visit at least 5 participating open houses during the designated dates.
• Sign in at each open house to receive one playing card per person, per participating home.
• The hosting Realtor must initial each card. Cards without Realtor initials will not count.
• Visit more than 5 homes to earn more cards, then choose any 5 valid cards to create your best poker hand.
• Submit a photo of your best 5-card hand by 6:00 PM Sunday, August 30, 2026. All five cards and Realtor initials must be visible.
• Standard poker rankings apply. The highest-ranking hand wins!

No purchase or offer is required to participate or win. The grand prize is a Blackstone 36-inch 4-burner Omnivore Griddle valued at over $500. The winner will be contacted after all entries are verified.

Submit your entry here: https://form.jotform.com/262363929634062

Follow RECO on Facebook for participating open house details and updates, and share this with someone who would enjoy a fun weekend of house hunting!

Lindsey Powell | The Real Estate Collective
931-369-2165 | 931-340-5520
[email protected]
Pre-qual hotline: 931-329-5424

08/27/2026

As Labor Day approaches, you may be wondering whether fall is a good time to start looking for a home in the Upper Cumberland.

The honest answer? There is no universal “perfect” season, but fall can be a smart time to begin because it gives you space to focus on your goals, timeline, financing, and the type of property that fits your life.

Thinking about land, privacy, or relocating to Tennessee? Start by identifying the details that matter most, such as location, access, utilities, and long-term plans.

And if you’re just beginning, it helps to know the difference between being pre-qualified and pre-approved. Pre-qualification can provide an early estimate of what you may be able to borrow, while pre-approval typically involves a more detailed lender review. Your lender can explain which option makes sense for your next step.

That’s where I come in:

Build a smart plan.
Thrive through the process.
Close with confidence.

Ready to talk through your options? Call or text me, or start with the pre-qual hotline at 931-329-5424.

Lindsey Powell
The Real Estate Collective
931-369-2165 | 931-340-5520
[email protected]

Follow my business page for more local real estate education, and please send this to a friend who may be considering a move to Tennessee. I’ll be sharing client testimonials there soon!

08/23/2026

OPEN HOUSE TODAY! 🏡

Come take a look at 1130 Dover Dr, Cookeville, TN 38501, today, Sunday, August 23, from 11:30 AM–1:00 PM.

If Cookeville is on your radar, stop by and see if this home could be the right fit for your next move. I’d love to welcome you and answer any questions along the way.

Let’s Build. Thrive. Close. with confidence.

Lindsey Powell
The Real Estate Collective
Broker: 931-559-9500
Lindsey: 931-369-2165
Pre-qual hotline: 931-329-5424

08/22/2026

🤨Ever curious of what price range you should be shopping in?

Call this number⬇️…No people…..No credit pull…..No pressure.

Just Clarity = Buying Power🔥