09/18/2026
Let’s look at the numbers on a $199,999 home. 🏡
3.5% Down: ~$7,000
Principal & Interest: ~$1,241/mo
FHA Mortgage Insurance: ~$115/mo
Taxes: ~$222/mo
Insurance: ~$100/mo
Estimated Monthly Payment: ~$1,678/mo 💰
The important thing is to look at the whole payment not just the purchase price. Your interest rate, taxes, insurance, loan costs, and other factors can all change the final number.
If you’re a first-time buyer and have been wondering “What could I actually afford?
shoot me a text and let’s see what you may qualify for!
*Estimated payment only. Actual payment will vary based on your rate, taxes, insurance, and loan terms.
Listing courtesy: Christina Cerda kw Lonestar DFW