Jeff Pritchard - Mortgage Advisor NMLS ID 997637

05/05/2025

🎓 Student Loan Repayment Is BACK — and It Could Affect Your Homebuying Plans!

Here are 3 things you need to do ASAP to stay on track:

1️⃣ Contact your loan servicer & confirm your loan status
2️⃣ Set up auto payments to avoid missed or late payments
3️⃣ Monitor your credit report to ensure loans are reporting accurately

⚠️ Delinquent student loans can:

Lower your credit score

Disqualify you from FHA, VA, and USDA loans

Increase your debt-to-income ratio, making it harder to qualify

🎯 Take action now so your student loans don’t block your path to homeownership!

📲 Thinking about buying a home but unsure where you stand?
DM me or call/text me at 972-836-8420 — let’s put a plan together!

02/17/2025

Happy Presidents' Day! Today, we recognize the leaders who helped shape our nation’s future. If homeownership is part of your future plans, I’m here to help. Let’s connect!

972-836-8420
[email protected]

11/28/2024

Happy Thanksgiving from Team Pritchard! 🦃🏡

As we gather to give thanks, we're reminded of the joy and stability a home brings to our lives. Whether it’s hosting loved ones, sharing a meal, or making memories, there’s no place like home during the holidays.

This season is also the perfect time to reflect on your homeownership goals. If you’re dreaming of buying your first home, upgrading to something new, or refinancing to save for future opportunities, we’re here to help you make it happen.

Let’s work together to ensure your home not only brings comfort but also sets you up for financial success in the years to come.

From our family to yours, we wish you a Happy Thanksgiving filled with love, laughter, and gratitude! 🍂🏡✨

📲 Reach out today to discuss your homeownership and refinancing options.

11/11/2024

Today, we pause to honor the brave souls who have defended our nation's freedom. Happy Veterans Day! Your courage and sacrifice inspire us all. Thank you for your service and dedication. 🌟🇺🇸

11/06/2024

Congratulations to our client, the proud spouse of a veteran, on achieving the dream of homeownership! It’s always an honor to help our nation’s heroes and their families, and there’s nothing like the power of a VA loan to make that dream possible.

VA loans offer incredible benefits, and I love helping veteran families find their perfect home or refinance to better terms. If you’re a veteran or a family member ready to buy or explore refinancing, I’d be honored to assist you!

📲 Contact me anytime: Jeff Pritchard, Edge Home Finance
📞 Phone: 972-836-8420
✉️ Email: [email protected]

Here’s to new beginnings and a beautiful future in your new home! 🇺🇸🔑

07/18/2024

"Hey there! So, buying a home is kind of like building your future one brick at a time. It's a big step, but it's so exciting. If you're ready to start, I've got your back. Let's take this journey together and make it happen! Give me a call or shoot me a message, and we'll get started. 🏀"

05/17/2024

Many offer products and rates, but this one is exclusive to Brokers, and I'm thrilled to share it! By working with brokers, you'll save on rates and costs, plus you'll get to work with me 😃

Requirements:

Credit score: 620+
Loan to Value: 97%
No income limit
Not limited to first-time home buyers
Up to $15,000 credit towards closing/downpayment
Must meet Homeone/Home Possible Guidelines (I'll explain)

Agents: 📱 Call me for details so you can inform your clients and help more shoppers become homeowners.

Home-shoppers: 📱 Call me to find out how you can use this offer to keep more of your hard-earned money.

Let’s go! 🚀

02/21/2024

Dive into our 1st Quarter Newsletter focused on Money and Homes! 📰💰

Positive signs for housing, upgrading your kitchen, and more.

01/15/2024

For many, the transition from renting to owning a home is more than just a financial decision; it's a step toward a healthier lifestyle, both mentally and physically. Let’s dive into how having a place to call your own can be a game-changer for your overall well-being. Check out our latest blog for insights! https://www.highlandsmortgage.com/blog/unlocking-well-being-how-your-own-home-contributes-to-a-healthier-life/

01/10/2024

2023 was a year of rising rates and few listings. No one can say for sure, but it seems that 2024 may bring rate relief and more homes coming to market. Owners may benefit from refinancing, and buyers who act before everyone else may beat the price increases that lower rates may cause. If you'd like to make a move, I'll be happy to help. Highlands Residential Mortgage is an Equal Housing Lender.

12/31/2023

Cheers to a New Year filled with joy, success, and countless new homes! May your dreams come true and your mortgages be as smooth as our service. Wishing you a prosperous and happy New Year from all of us at Highlands Residential Mortgage!