06/14/2026
In the pursuit of homeownership, no one should face discrimination based on race, color, national origin, s*x, religion, marital status, or age. The Equal Credit Opportunity Act (ECOA), enacted by Congress in 1974, is a beacon of fairness in lending practices.
Homeownership is the dream of millions of Americans, and should never be denied because of an applicant’s race, color, national origin, s*x, religion, marital status or age. In 1974, Congress sought to remove such discriminatory obstacles from the approval process. The Equal Credit Opportunity Act...