Mary OConner - Real Estate Agent

Name: Mary OConner - Real Estate Agent
Address: 539 W. Commerce Street #5160, Dallas, TX, 75208, US
Telephone: +15125491857

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United States
Dallas, TX
Mary OConner - Real Estate Agent

REALTOR®
Bilingual in English and Spanish
Serving the DFW/Metroplex area
[email protected]

10/25/2025

🚨🚪🔑🏡🙌😊

10/24/2025

🏡 𝐃𝐨𝐧’𝐭 𝐪𝐮𝐚𝐥𝐢f𝐲 f𝐨𝐫 𝐚 𝐭𝐫𝐚𝐝𝐢𝐭𝐢𝐨𝐧𝐚𝐥 𝐥𝐨𝐚𝐧 𝐥𝐢𝐤𝐞 F𝐇𝐀, 𝐂𝐨𝐧𝐯𝐞𝐧𝐭𝐢𝐨𝐧𝐚𝐥, 𝐨𝐫 𝐕𝐀? 𝐃𝐨𝐧’𝐭 𝐰𝐨𝐫𝐫𝐲!

There are homes with Seller Financing, an option where the seller acts as your bank. This means you can buy directly from the seller without needing to qualify with a bank.

✨ The home we’re showing is in the heart of Dallas, and it’s an opportunity you won’t want to miss.

📲 If you want to learn more about this type of opportunity, send me a message at 512-549-1857.

💻 Check the comments and click the link to see more details about this amazing property.
Your path to homeownership can start today! 🔑

📲 (512) 549-1857
Mary OConner - Buyer's agent REALTOR®

Listed by: Arielle Delacruz

10/21/2025

🌟 NOT EVERYONE BUYS A HOUSE ON THE FIRST TRY… AND THAT’S OKAY! 🌟

Many people dream of owning a home, but not everyone is 100% ready or qualifies right away.
That doesn’t mean you won’t get there; it just means your journey will look a little different, and that’s perfectly fine. 🏡💪

The most important thing is to take the first step: talk to a professional who can guide you. That’s where your real preparation begins.

✨ Because the truth is...
👉 Every case is unique.
👉 Not all programs work the same for everyone.
👉 What worked for your neighbor, your friend, or your cousin might not be ideal for you.

💡 A few things many people don’t know:

✔️ Closing an old credit account can actually lower your score, even if you mean well.

✔️ Your rental history needs to be verified in specific ways for it to count toward your approval, and depending on the program, it can also affect your down payment amount.

✔️ Some loans allow lower credit scores if you have a higher down payment.

✔️ Some institutions offer special programs that others don’t.

✔️ There are “No Doc” or “Bank Statement Loans” designed for self-employed borrowers or those with variable income.

✔️ Many don’t know that FHA, VA, and some conventional loans allow gift funds for the down payment or closing costs, as long as they come from a family member or documented relationship.
You just need a gift letter and to show where the money came from.

✔️ Builders often offer thousands in incentives if you use their lender.
👉 Tip: Compare it with your own lender; sometimes another bank can match the incentive or offer a better rate.

✔️ You can request a 2-1 Buydown or 3-2-1 Buydown, where your interest rate is temporarily reduced for the first few years (paid by the seller or builder).
This helps you qualify with lower payments while your income increases.

✔️ ...and much more, just talk to a professional to start getting ready for that big step.

🎯 That’s why, before making decisions or going by what you’ve heard, seek professional guidance.
Talking to someone who isn’t familiar with these processes can unintentionally set you back instead of helping you move forward.

Even if you’re not planning to buy today, talk to a professional, get informed, and get prepared.
Because when your moment comes, you’ll be ready, no surprises, and with the satisfaction of having worked toward your goal.

💬 Your process is yours alone, and however long it takes, it’s worth it.
Don’t get discouraged, the road to your own home begins with a conversation. 🏠✨

10/20/2025

🏡 Do you know what PITI is in your monthly mortgage payment?

When you buy a home, your monthly payment doesn’t just include your mortgage and interest. PITI represents everything you actually pay each month:

💰 P – Principal: The portion that reduces your loan balance.
🏦 I – Interest: What you pay the bank for lending you the money.
🏡 T – Taxes: Property taxes you pay to the county, usually included in your monthly payment.
🛡️ I – Insurance: Your homeowner’s insurance and sometimes mortgage insurance.

Most people focus only on the interest rate, and that’s okay; it’s important!
But did you know that the T and I (taxes and insurance) can change every year?

📈 In recent years, many properties have seen significant increases in property taxes.
And those increases can make your monthly payment go up by hundreds of dollars, impacting your budget.

In fact, one reason some people decide to sell their homes is because they weren’t prepared for that change, or didn’t know they could protest their property taxes.

💡 As your agent, I don’t just help you buy your home; I also help you understand how to maintain it wisely. Each year, I can guide you through protesting your property taxes, helping you protect your investment and financial stability.

📲 If you’re thinking about buying a home or want to learn how to manage these yearly adjustments, I can walk you through the process so you can make informed and confident decisions.

📸 The photos below show examples of how property taxes increased from 2024 to 2025.
My commitment goes beyond the closing table. Contact me today to start learning about this and more!

05/17/2025

Buying a home starts long before you start touring! 🏡✨ Checking your credit, saving for closing costs, and having your financial documents ready can make the process much smoother. A little prep now means fewer surprises later! Ready to take the next step? Let’s connect and get you moving!

04/16/2025

🚨 Thinking about investing in real estate but don’t know where to start? 🏡💰
Here’s a quick breakdown of what every smart investor needs to know:

✅ Leverage other people’s money (hello, mortgages!)
✅ Cash flow = steady monthly income
✅ Property values grow over time 📈
✅ Real estate offers MAJOR tax perks
✅ Know your market and do the math!
✅ Build a power team—this is a team sport!
✅ Think long term: wealth is built over years, not overnight.

Whether you're dreaming of your first rental or scaling your portfolio, this guide has EVERYTHING you need.

📲 Want the full breakdown or need help getting started?
Text me at 512-549-1857 and let’s talk strategy!

🧠💸

04/04/2025

🏡 NEW COMMUNITY ALERT! 🏡

✨ Move-in Ready & Under Construction Homes Available! ✨

🚗 Just 30 Minutes from Dallas & Fort Worth! 🚗

📍 Located in the highly desirable Midlothian area, surrounded by top-rated schools, shopping, dining, and entertainment—perfect for families, professionals, and anyone looking for a prime location!

💰 Priced at JUST $399K! And here’s the best part… The builder is offering $20K to use toward rate buy-down, closing costs, or upgrades!

🏠 Property Highlights:
✅ Corner Lot for extra space & privacy
✅ Smart Home Features – control your home from anywhere 📲
✅ Energy-Efficient Design – lower utility bills! 💡
✅ Multiple Floor Plans Available – find your dream home! 🏡

💵 AFFORDABILITY BREAKDOWN:
🔹 Down Payment: Less than $14K
🔹 Estimated Monthly Payment: ~$2,600
✨ PLUS – Seller is covering up to $20K in closing costs! ✨

📞 Don't Miss Out! Contact Me Today for a Private Tour & More Details!

📲 Call/Text: 512-549-1857

🔑 🚀

04/02/2025

🏡✨ ¡Atención compradores de casa! ✨🏡

Un builder me invitó a ver sus casas y grabé un video que pronto les compartiré. Mientras tanto, ¡aquí algunas fotos! 📸

📍 Ubicación TOP: A 30 min de Downtown Fort Worth & Dallas.
💰 Hasta $20K en incentivos para gastos de cierre, upgrades o interest buy down. ¡Tú decides!
🏡 Casa en esquina con automatización inteligente y eficiencia energética.
🏠 Varias opciones disponibles.

¿Te interesa esta u otra comunidad? 📩 Envíame un mensaje y voy a investigar por ti. ¡Hablemos hoy! 📲

03/24/2025

🔥 NEW CONSTRUCTION HOME! 🏡✨ This stunning 2-story gem features 8’ doors, an open layout, a gourmet kitchen 🍽️, a cozy 36” fireplace 🔥, and a spa-like primary bath! 🛁💎 Let’s schedule your tour today! 📲 WhatsApp: 512-549-1857
📌 REALTOR® Mary O’Conner (Maruca)
Click the link for more information: https://portal.onehome.com/en-US/share/1469825S65509

03/08/2025

Happy International Women’s Day!

Today, we celebrate the strength, resilience, and brilliance of women everywhere. As a business owner and real estate professional, I know firsthand that success is not just about individual effort—it’s about teamwork, community, and lifting each other up.

To all the incredible women working hard to achieve their dreams, remember: we rise by lifting others. Whether in business, or life, let’s continue to support, inspire, and empower one another. Together, as a tribe of fearless women, we can break barriers, build legacies, and create opportunities for generations to come.

Keep pushing forward, supporting one another, and owning your space in every room you enter!

03/06/2025

🌟 ¡DFW está lleno de aventuras para este Spring Break! 🌟

Si te quedas en casa estas vacaciones y buscas planes divertidos, aquí te comparto algunas opciones para disfrutar en familia, con amigos o incluso solo. 🎡🎢🚂

Desde playgrounds 🛝, trenes históricos 🚂, museos fascinantes 🏛️, preservas naturales 🌿, parques acuáticos 💦, arcades 🎮, bowling 🎳, mini zoológicos 🦙 hasta el museo de historia natural 🦖, ¡hay algo para todos!

📌 ¿Quieres más opciones? Tengo una lista aún más extensa 📜. Escríbeme por WhatsApp al (512) 549-1857 y con gusto te la comparto.

💼 Además, como agente local, conozco el área y puedo ayudarte a encontrar el lugar ideal para vivir cerca de todas estas atracciones. 🏡✨

📣 No dejes que el Spring Break pase desapercibido, hay mucho por explorar!

🏡 🎢 🚂 🏠 👨‍👩‍👧‍👦 🏘️ 🎡 🤠 🛝 🚂 🏛️ 💦 🎳 🐐 🗺️ 🏡 🎮 🦖 🎉 👶 🌆 🚗 🌞 🌵 🏠

Address

539 W. Commerce Street #5160
Dallas, TX
75208

Telephone

+15125491857

Website

http://www.maryoconner.com/

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