Casey Ashton, Realtor

Casey Ashton, Realtor Hardest Working Agent in DFW!!

If you’re questioning whether or not to buy a home this year due to today’s cooling market, consider the long-term finan...
11/04/2022

If you’re questioning whether or not to buy a home this year due to today’s cooling market, consider the long-term financial benefits of homeownership. As a homeowner, equity increases your wealth. On average, nationwide, home prices appreciated by 290.2% since 1991. Homeownership wins in the long run. If you’re ready to buy a home, DM me today.

Some Highlights If you’re questioning whether or not to buy a home this year due to today’s cooling market, consider the long-term financial benefits of homeownership. As a homeowner, equity increases your wealth. On average, nationwide, home prices appreciated by 2% since 1991. Homeownership wi...

As you look ahead to the winter season, you’re likely making plans and thinking about what you want to achieve before th...
11/02/2022

As you look ahead to the winter season, you’re likely making plans and thinking about what you want to achieve before the year ends. One of those key decision points could be whether or not you want to move this year.

If you’re ready to make your decision, here are three reasons you may want to consider selling before the holidays.

>>1. Get One Step Ahead of Other Sellers

Homeowners are less likely to list their houses toward the end of the year. Selling now, while other homeowners may hold off until after the holidays, can help your house stand out.

Start the process with a real estate professional today so you can get your house on the market and get ahead of your competition.

>>2. Get In Front of Serious Buyers This Season

Even though housing supply has increased this year as buyer demand has moderated, it’s still low overall. That means there aren’t enough homes on the market today, especially as the millennial generation reaches their peak...

As you look ahead to the winter season, you’re likely making plans and thinking about what you want to achieve before the year ends. One of those key decision points could be whether or not you want to move this year. If the location or size of your current home no longer meets your needs, finding...

If you’re planning to buy a home, knowing what to budget for and how to save may sound scary at first. But it doesn’t ha...
10/31/2022

If you’re planning to buy a home, knowing what to budget for and how to save may sound scary at first. But it doesn’t have to be. One way to take the fear out of budgeting is understanding some of the costs you might encounter.

Here are just a few costs experts say you can expect.

>>1. Down Payment

Saving for your down payment is likely top of mind as you set out to buy a home. While each situation is different, there’s a common misconception that putting 20% down toward your purchase is required.

To understand your options, partner with a trusted real estate professional to go over the various loan types, down payment assistance programs, and what each one requires.

>>2. Closing Costs

Make sure you also budget for closing costs, which are a collection of fees and payments made to the various people involved in your transaction.

The best way to understand what you’ll need at the closing table is to work with a trusted lender. They can provide...

If you’re planning to buy a home, knowing what to budget for and how to save may sound scary at first. But it doesn’t have to be. One way to take the fear out of budgeting is understanding some of the costs you might encounter. And to do that, turn to trusted real estate professionals. They can ...

Even with higher mortgage rates, the mortgage process doesn’t need to be something you fear. Here are some steps to help...
10/28/2022

Even with higher mortgage rates, the mortgage process doesn’t need to be something you fear. Here are some steps to help as you set out to buy a home. Know your credit score and work to build strong credit. When you’re ready, lean on the pros and connect with a lender so you can get pre-approved and begin your home search. Any major life change can be scary, and buying a home is no different. DM me so you have an advisor by your side to take fear out of the equation.

Some Highlights Even with higher mortgage rates, the mortgage process doesn’t need to be something you fear. Here are some steps to help as you set out to buy a home. Know your credit score and work to build strong credit. When you’re ready, lean on the pros and connect with a lender so you can ...

With all the headlines and talk in the media about the shift in the housing market, you might be thinking this is a hous...
10/26/2022

With all the headlines and talk in the media about the shift in the housing market, you might be thinking this is a housing bubble. The good news is, there’s concrete data to show why this is nothing like the last time.

There were too many homes for sale during the housing crisis (many of which were short sales and foreclosures). That caused prices to fall dramatically. Supply has increased since the start of this year, but there’s still a shortage of inventory available, primarily due to almost 15 years of underbuilding homes.

There just isn’t enough inventory on the market for home prices to come crashing down like they did last time.

During the lead-up to the housing crisis, it was much easier to get a home loan than it is today. Back then, lending institutions took on much greater risk in both the person and the mortgage products offered.

Tighter lending standards over the past 14 years have helped prevent a scenario that would lead to a wave of...

With all the headlines and talk in the media about the shift in the housing market, you might be thinking this is a housing bubble. It’s only natural for those thoughts to creep in that make you think it could be a repeat of what took place in 2008. But the good news is, there’s concrete data to...

If you’re planning to buy a home this year, one of the first steps on your journey is getting pre-approved. Especially i...
10/24/2022

If you’re planning to buy a home this year, one of the first steps on your journey is getting pre-approved. Especially in today’s market when mortgage rates are higher than they were just a few months ago, getting a mortgage pre-approval can be a game changer. Here’s why.

>>What Is Pre-Approval?

To better understand why pre-approval is key, it’s important to know what pre-approval is. As part of the pre-approval process, a lender will look at your finances to determine what they’d be willing to loan you. From there, your lender will give you a pre-approval letter to help you understand your true price range and how much money you can borrow.

That can make it easier when you set out to search for homes because you’ll know your overall numbers. And with mortgage rates rising and impacting affordability, a solid understanding of your numbers is even more important.

>>Pre-Approval Can Signal You’re a Serious Buyer

Another added benefit is that...

If you’re planning to buy a home this year, one of the first steps on your journey is getting pre-approved. Especially in today’s market when mortgage rates are higher than they were just a few months ago, getting a mortgage pre-approval can be a game changer. Here’s why.

If you’re planning to sell your house this year, you likely have questions about what the shift in the housing market me...
10/21/2022

If you’re planning to sell your house this year, you likely have questions about what the shift in the housing market means for your home sale. You might be wondering: Should I wait to sell? Are buyers still out there? And can I afford to buy my next home? Let’s connect so you can get answers to these questions and learn about the opportunities you still have in today’s housing market.

Some Highlights If you’re planning to sell your house this year, you likely have questions about what the shift in the housing market means for your home sale. You might be wondering: Should I wait to sell? Are buyers still out there? And can I afford to buy my next home? Let’s connect so you ca...

While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still hig...
10/19/2022

While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still high, remaining around 8%. This news impacted the stock market and added fuel to the fire for conversations about a recession.

You’re likely feeling the impact in your day-to-day life as you watch the cost of goods and services climb. The pinch it’s creating on your wallet and the looming economic uncertainty may leave you wondering: “should I still buy a home right now?” If that question is top of mind for you, here’s what you need to know.

>>Homeownership Is Historically a Great Hedge Against Inflation

In an inflationary economy, prices rise across the board. Historically, homeownership is a great hedge against those rising costs because you can lock in what’s likely your largest monthly payment (your mortgage) for the duration of your loan. That helps stabilize some of your monthly expenses.

And with rents being as high as...

While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still high, remaining around 8%. This news impacted the stock market and added fuel to the fire for conversations about a recession.

With higher mortgage rates, you might be wondering if now's the best time to buy a home. While the financial aspects are...
10/17/2022

With higher mortgage rates, you might be wondering if now's the best time to buy a home. While the financial aspects are important to consider, there are also powerful non-financial reasons it may make sense to make a move. Here are just a few of the benefits that come with homeownership.

>>Homeowners Can Make Their Home Truly Their Own

Owning your home gives you a significant sense of accomplishment because it’s a space you can customize to your heart’s desire. That can bring you added happiness.

And as a homeowner, unless there are specific homeowner’s association requirements, you typically won’t have to worry about the changes you can and can’t make. If you rent, you may not have the same freedom.

>>The Responsibilities of Homeownership Give You a Greater Sense of Achievement

There’s no denying taking care of your home is a large responsibility, but it’s one you’ll take pride in as a homeowner.

You’re not taking care of a living...

With higher mortgage rates, you might be wondering if now's the best time to buy a home. While the financial aspects are important to consider, there are also powerful non-financial reasons it may make sense to make a move. Here are just a few of the benefits that come with homeownership.

If you’re trying to buy your first home in today’s housing market, you’ll want to know what you can do as mortgage rates...
10/14/2022

If you’re trying to buy your first home in today’s housing market, you’ll want to know what you can do as mortgage rates rise and inventory stays low overall. Connect with a lender to get pre-approved, prioritize your wish list, consider condos, and expand your search radius. Your first home is out there. DM me to explore your options and what other first-time buyers are doing to find their homes.

Some Highlights If you’re trying to buy your first home in today’s housing market, you’ll want to know what you can do as mortgage rates rise and inventory stays low overall. Connect with a lender to get pre-approved, prioritize your wish list, consider condos, and expand your search radius. Y...

If you’re looking to buy a home, you probably want to secure the lowest interest rate possible for your home loan. Over ...
10/12/2022

If you’re looking to buy a home, you probably want to secure the lowest interest rate possible for your home loan. Over the last couple of years, that was easier to do as the housing market saw record-low mortgage rates, but this year rates have risen dramatically.

If you’re looking for ways to combat today’s higher rates and lock in the lowest one you can, here are a few factors to focus on. Since approval opportunities can vary, connect with a trusted lender for customized advice.

>>Your Credit Score

Credit scores can play a big role in your mortgage rate. That’s why it’s important to maintain a good credit score. If you want to focus on improving your score, your trusted advisor can give you expert advice to help.

>>Your Loan Type

There are many types of loans, each offering different terms for qualified buyers. When working with your real estate advisor, make sure you find out what’s available in your area and which types of loans you may...

If you’re looking to buy a home, you probably want to secure the lowest interest rate possible for your home loan. Over the last couple of years, that was easier to do as the housing market saw record-low mortgage rates, but this year rates have risen dramatically.

As you set out to buy a home, saving for a down payment is likely top of mind. But you may still have questions about th...
10/10/2022

As you set out to buy a home, saving for a down payment is likely top of mind. But you may still have questions about the process, including how much to save and where to start.
If that sounds like you, your down payment could be more in reach than you originally thought. Here’s why.

>>The 20% Down Payment Myth

If you believe you have to put 20% down on a home, you may have based your goal on a common misconception. Freddie Mac explains:

“. . . nearly a third of prospective homebuyers think they need a down payment of 20% or more to buy a home. This myth remains one of the largest perceived barriers to achieving homeownership.”

Unless it’s specified by your loan type or lender, it’s typically not required to put 20% down. According to the latest Profile of Home Buyers and Sellers from the National Association of Realtors (NAR), the median down payment hasn’t been over 20% since 2005. There are even loan types, like FHA loans, with down...

As you set out to buy a home, saving for a down payment is likely top of mind. But you may still have questions about the process, including how much to save and where to start.

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+12145327539

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