Danny López, Realtor - Fathom Realty

Danny López, Realtor - Fathom Realty ¡Se habla Español! REALTOR® serving the DFW Metroplex! LIKE my Page for Home Buying & Selling Tips, as well as both residential and commercial RE market trends!

Don’t have the money to put 20 percent down on a house? Keep reading to see if you’ll be stuck paying private mortgage i...
09/12/2023

Don’t have the money to put 20 percent down on a house? Keep reading to see if you’ll be stuck paying private mortgage insurance (PMI).

Buyers who put less than 20 percent down on a home might find themselves with a higher-than-expected monthly payment. The extra money, which often takes first-time homebuyers by surprise, is for private mortgage insurance. What is PMI and why does the lender require it? Lender’s risk. When a borro...

You found a home you love, but your inspector uncovers expensive problems. Does this mean the deal is a bust? Here’s how...
09/10/2023

You found a home you love, but your inspector uncovers expensive problems. Does this mean the deal is a bust? Here’s how to handle a dicey situation.

After weeks of home shopping, you’ve found a house and signed a contract to purchase. Then the inspector finds problems that need repair — expensive repairs. How should you handle them? You thought negotiating the selling price was all there was to the haggling. Now you have to make decisions on...

Find out how buying a home can minimize the sting of the IRS.
09/09/2023

Find out how buying a home can minimize the sting of the IRS.

For most people, their home is their biggest investment -- and their biggest tax benefits. As always, it’s best to consult your tax adviser for specific information, but let’s walk through the most common, basic tax savings of homeownership.

Know these five effective ways to win a bidding war on the home of your dreams.
09/07/2023

Know these five effective ways to win a bidding war on the home of your dreams.

If you live in an area where homes are selling for asking price or more, you could find yourself in a bidding war. Here are five tips to reduce your stress and come out on top. Have your money in order. Do a solid budget analysis and know precisely how much you can afford to […]

Are you in the process of selling your home with pets living in the house? Here is how to clean up those accidents quick...
09/05/2023

Are you in the process of selling your home with pets living in the house? Here is how to clean up those accidents quickly!

Pet accidents are inevitable, reminding us all of the sacrifices and responsibilities that come with pet ownership. Hurry, grab some supplies and let’s get that mess cleaned up and the odor removed. Soiled carpets. Quick removal of pet waste is essential. Left to dry, stain and odor removal become...

House hunting with children? A (mostly) stress-free guide to including the kids.
09/03/2023

House hunting with children? A (mostly) stress-free guide to including the kids.

While house hunting with children isn’t the perfect scenario, sometimes it just can’t be avoided. Instead of letting the kids get the best of you, have a game plan in place that keeps them busy and keeps your sanity intact. Here are a few tips. Call in a favor or hire a sitter. During the […]

Buying a foreclosed property may be tempting, but the financial risks are significant. Here’s what you need to know.
09/02/2023

Buying a foreclosed property may be tempting, but the financial risks are significant. Here’s what you need to know.

While the opportunities to make money on foreclosed properties may be enticing, it’s crucial to know the risks and challenges before jumping in. Take a look. Someone’s loss, another’s gain. Foreclosures occur when owners can no longer make payments on their homes or can’t sell them to pay of...

Taking the mystery out of septic systems - Here’s what you need to know.
08/31/2023

Taking the mystery out of septic systems - Here’s what you need to know.

Homeowners in a rural setting typically pump their water from wells and remove their household waste with a septic system. While pumping water is an easy concept to grasp, many potential home buyers have little knowledge about septic systems, how they work and what it takes to maintain one. Here’s...

When selling your home, curb appeal is essential. If you need a landscaper to give your home that eye-popping look, here...
08/29/2023

When selling your home, curb appeal is essential. If you need a landscaper to give your home that eye-popping look, here’s how to find a good one.

When putting your home on the market, you want your house to have that “wow factor” that pulls buyers inside. A tidy lawn, neatly trimmed shrubbery and fresh mulch go a long way toward providing that essential curb appeal. But what about homeowners who just don’t have the time? How do you hire...

Builders sometimes take a chance and build a "spec" home. What does it mean for you as a buyer and how can you benefit f...
08/27/2023

Builders sometimes take a chance and build a "spec" home. What does it mean for you as a buyer and how can you benefit from it?

When shopping for a new home, one of the options you may encounter is a builder’s spec home. Builders construct “spec” homes, short for speculative, hoping to interest a buyer who needs a home as soon as possible. Typically, all that is left to be done in a spec home are the finishing touches,...

Are home warranties worth the money? Be sure to review the details noted here before purchasing.
08/26/2023

Are home warranties worth the money? Be sure to review the details noted here before purchasing.

Home warranties often provide peace of mind to wary home buyers, but are they worth the cost? Let’s look at how home warranties work and weigh the pros and cons. Home warranty basics. Home warranties provide for the repair of certain systems in a house in exchange for an annual fee of between $300...

What is the structure below those handsome hardwoods or soft carpeting in your home? Here’s a primer on the construction...
08/24/2023

What is the structure below those handsome hardwoods or soft carpeting in your home? Here’s a primer on the construction of floors.

One of the major infrastructure components of your house is the floor, which encompasses much more than just the carpet, tile or hardwood upon which you tread. Those are just cosmetics. Let’s take a look at what’s really beneath your feet. The concrete slab. Concrete slabs are prevalent in parts...

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