07/14/2026
Everyone’s waiting on rates to drop. Here’s the thing nobody’s saying out loud: so is everyone else. 👀
71% of buyers are on the sidelines right now - which means the second rates move, you’re not just competing for a house, you’re competing for a house with 71% more buyers. Multiple offers. Bidding wars. The whole thing.
The smart move isn’t waiting for the “perfect” rate - it’s buying now and refinancing later. Ran the numbers on a $500K home: buy today and refi in 2 years, you’re looking at $88,852 more in equity than if you wait it out. Lower purchase price, less competition, more time in the market building wealth.
Rates come and go. Equity doesn’t wait for anyone.
Thinking about buying and not sure where to start? That’s what I’m here for. DM me “Strategy” and let’s map out your move. 🏡
📍East Dallas | Richey Real Estate Group | The Standard