06/19/2026
Thinking about buying a car while you’re under contract on a home? Hit the brakes for a minute. 🚨
That new car payment could impact your debt-to-income ratio, lower your credit score, and potentially affect your mortgage approval. What you qualified for before taking on new debt may not be what you qualify for afterward.
🏡 The best move? Close on your home first, then shop for the new ride once the keys are in your hand.
Even seemingly small financial changes during the homebuying process can create unexpected delays or complications.
📲 Have questions about what you should (and shouldn’t) do before closing? Reach out—I’m happy to help you navigate the process and avoid common pitfalls that could jeopardize your dream home.