Diana Kearns and Michael Kearns, Realtors

Diana Kearns and Michael Kearns, Realtors Your Dreams | Our Experience Meet the Kearns Team at Realty ONE Group Five Star, your trusted real estate partners in Denver, CO.

At the helm are Diana and Michael Kearns, an award-winning powerhouse couple who blend passion, expertise, and unwavering dedication to deliver exceptional service. Diana Kearns shines with her caring approach and in-depth market knowledge, ensuring clients navigate the buying or selling process with confidence. Michael Kearns, with his HR background and analytical skills, excels in connecting buyers with their perfect homes while maximizing sellers' returns. Choosing the Kearns Team means opting for a personalized, integrity-driven approach aimed at realizing your real estate aspirations. Our commitment is to offer outstanding results, whether you're stepping into the market for the first time, seeking investment opportunities, or planning to sell your property. We're here to transform your real estate dreams into reality with our proven success record. Reach out to the Kearns Team for a consultation and experience the gold standard in Denver real estate. Let us guide you home with our expertise, dedication, and personalized care.

Case-Shiller: National House Price Index Up 1.5% year-over-year in JuneThe latest S&P/Case-Shiller update shows the Nati...
09/13/2026

Case-Shiller: National House Price Index Up 1.5% year-over-year in June
The latest S&P/Case-Shiller update shows the National Home Price Index up by 1.5% year-over-year in June, with a modest 0.13% monthly increase. While these numbers might sound encouraging, real home values actually dipped once you factor in 3.5% inflation. Cities are having very different experiences—Chicago homes rose 6.9% over the past year, while Seattle saw a 2.0% decline, all against the backdrop of 6.5% mortgage rates. In my 25+ years guiding Denver buyers and sellers, I’ve seen how quickly the story behind the numbers can shift. My goal is always to make sure you feel clear and confident—no matter what the headlines say—by breaking down what these trends could mean for your next move.
https://www.housing-trends.com/agent-news/diana-kearns/1946291-Case-Shiller%3A-National-House-Price-Index-Up-1.5%25-year-over-y

US Home Sales Remain Strong Despite Record-High PricesStaying informed is key to navigating home buying and selling deci...
09/12/2026

US Home Sales Remain Strong Despite Record-High Prices
Staying informed is key to navigating home buying and selling decisions with confidence. July saw U.S. existing home sales dip by 1.7%, reaching an annual rate of 4.06 million. Meanwhile, the median sale price climbed to a record $434,100—a 2% increase. With mortgage rates at 6.69%, affordability remains a real challenge, and inventory is still tight at 1.54 million homes on the market. After 25 years guiding clients through Denver's ups and downs, I know that understanding these numbers is the first step to making choices that feel clear—not overwhelming. Whether you’re considering your first move or mapping out your next chapter, my goal is always to help you feel empowered and well-prepared, every step of the way.
https://www.housing-trends.com/agent-news/diana-kearns/1905155-US-Home-Sales-Remain-Strong-Despite-Record-High-Prices

09/12/2026

Opportunity awaits in this Village East ranch, ready for renovation and a new vision. The home offers 2,804 total square feet, including 1,402 finished square feet above grade and a 1,402-square-foot unfinished basement. The main level features three bedrooms, two bathrooms, hardwood flooring, a brick fireplace and a functional ranch-style layout. The primary bedroom includes an ensuite three-quarter bath, while a full secondary bath serves the remaining bedrooms. The original kitchen and much of the interior are ready for comprehensive updating, allowing the next owner to select finishes and improvements suited to their plans. The unfinished basement offers extensive storage and future-use potential. Additional features include a small screened porch, a two-car attached garage and a level, fully fenced 7,405-square-foot lot. The furnace, central air-conditioning system and water heater were replaced in 2023. Located in the Cherry Creek School District near neighborhood amenities and transportation. Property requires renovation and is offered "as-is" in its present condition. Sale and all contract terms are subject to third-party/lender approval. Buyer(s) shall submit CREC SSA38-10-11 "Short Sale Addendum" along with any submitted offers. Short-sale terms and timing apply.

Buyers casting a wider net in search of their next homeI’m seeing more buyers open to new possibilities as they search f...
09/11/2026

Buyers casting a wider net in search of their next home
I’m seeing more buyers open to new possibilities as they search for their next home. In fact, 60.1% of homebuyers are now looking outside major metro areas for affordability—up from 48.2% before the pandemic. In pricier markets, more than 90% are expanding their search to different regions, while affordable Southern areas are drawing strong interest from out-of-market buyers, especially for new homes. Having spent over 25 years guiding clients through Denver’s changing landscape, I know how important it is to feel informed and confident as you weigh your options. Whether you’re considering a move across town or to an entirely new area, my goal is to make the process clear, seamless, and tailored to you—so you can focus on finding the right fit, not just the right price.
https://www.housing-trends.com/agent-news/diana-kearns/1950836-Buyers-casting-a-wider-net-in-search-of-their-next-home

09/10/2026

US Homes and Investing: Key Tradeoffs
After 25 years helping Denver families find the right homes, I’ve seen how the decision to buy isn’t purely about numbers—it’s about security, community, and peace of mind. If you’ve ever wondered whether buying a home really pays off compared to other investments, you’re not alone. In the past 80 years, US home prices have grown by less than 4% per year, barely outpacing inflation, while stocks have historically returned 7–10% per year before inflation (4–6% after). Owning a home brings costs beyond the mortgage—property taxes, insurance, repairs, and the ups and downs of your neighborhood or local economy. Still, there’s a unique kind of value in homeownership: the stability for your family, the consistency for your kids’ schools, and the discipline of building equity as you pay down your mortgage. Renting isn’t always just “throwing money away,” either. Sometimes, it can actually be more affordable and less stressful, since repairs and maintenance are the landlord’s responsibility. Bottom line? Choose a home for the quality of life it brings, not just as an investment vehicle. Real estate is about making choices that fit your life—and I believe that should always feel clear and confident.

09/09/2026

Is Buying a Home a Good Investment?
We often hear that buying a home is one of the best investments you can make—but is that really true? Looking back over the past 80 years, US home prices have appreciated at less than 4% per year, just barely outpacing inflation. In comparison, stocks have historically returned 7–10% per year before inflation and 4–6% after. When we talk about homes as investments, it’s important to remember the real costs: property taxes, insurance, repairs, and improvements all add up, not to mention how local market shifts can impact your property’s value.

But there’s more to owning a home than just numbers on a spreadsheet. For many of my clients here in Denver, a home means stability, a sense of belonging, and the peace of mind that comes with knowing your mortgage payments are building equity over time. Renting isn’t always “throwing money away”—sometimes it can actually cost less, and you hand off the repair headaches to your landlord.

My goal is to help you feel clear and confident about what homeownership can bring to your life—not just your portfolio. Choose a home for the quality of life and stability it offers. Investment returns may be part of the picture, but they shouldn’t be the whole story.

09/08/2026

July Sees Opportunities for Homebuyers as Mortgage Demand Eases
It’s no secret that the current real estate market brings its share of challenges, and the latest data highlights just how much buyer confidence and affordability are shaping the landscape. Mortgage demand for new homes slipped 5.7% compared to last July, and even in the short term, there’s been a 1% drop from June. Sales fell 3% to 647,000 units, with average loan amounts now at $374,438. Even with sales incentives in play, economic uncertainty is prompting many buyers to pause and reassess. Navigating these shifts doesn’t have to feel overwhelming—my focus has always been making sure you feel informed and empowered, whether you’re weighing your options as a first-time buyer or considering your next move. In times like these, having a clear understanding of the numbers helps you make decisions you can feel good about.

09/07/2026

Colorado Metros: Unaffordable
It’s no secret that affordability is a challenge right now across Colorado’s metro areas. Recent numbers show that in all seven metros studied, even median-income households are finding it tough to secure the median-priced home—an unmistakable sign of a statewide mismatch between what buyers earn and what homes cost. Boulder and Grand Junction are feeling this most acutely: more than half of homes remain out of reach for most, even if you imagine a zero-interest mortgage.

Let’s look closer: Denver and Fort Collins/Loveland both report median home prices around $589K, with median incomes at $108K and $93K, respectively. Colorado Springs comes in at $497K (income ~$91K), while Pueblo offers a bit more breathing room at $350K (income ~$62K). But even in those markets, true affordability only appears when mortgage rates dip below 3%—something we saw mainly just after the pandemic. Greeley’s threshold is in the mid-3% range, all assuming a solid 20% down and housing costs capped at about 30% of income.

After 25 years guiding clients through Denver’s shifting market, I’m committed to making sure you feel informed and empowered, not overwhelmed—no matter how complex the landscape becomes. If you’re feeling unsure about what these numbers mean for your next move, you’re not alone; clarity and strategy are more important than ever.

09/06/2026

Happy Labor Day!

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Denver, CO

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